USDA and FHA Pro and Con in Monte-Vista, Rio Grande County, CO
In 2025, the USDA loan limit in Monte-Vista, situated in Rio Grande county, CO, is $285,000. At the same time, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates. Determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help decide the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Monte-Vista, Rio Grande, CO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in Monte-Vista, CO
The primary goal of Lendersa® is to swiftly assist you in obtaining the best USDA or FHA loan without hassle. Choose one of three starting options that align you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural areas. It contrasts with FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment.
"Jack has been serving the Home Equity Conversion Market for over 35 years.
Making sure that every customer understands how the program works is critical to our customers' long term financial security and well being.
All of our efforts are focused on education of the customer."
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.
3046 Del Prado Blvd S, Suite 1-B, Cape Coral, FL, 33904
American Mortgage Solutions (AMS), your mortgage broker in Cape Coral FL and Louisville KY. We are proudly licensed in Kentucky, Florida, Indiana, Colorado, and Tennessee, where we have been financing homebuyers’ and homeowners’ dreams for more than 20 years. Moving our clients from application to closing is a process that we take pride in.
1325 Southeast 47th Street, Suite F, Cape Coral, FL, 33904
Our mission at Edison Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3501 Del Prado Blvd, Suite 100, Cape Coral, FL, 33904
LENDSTAR MORTGAGE, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
We are Loan Consultants and Reverse Mortgage Specialists. We can close in 30 days or less. Additionally, we are a wholesale broker, which allows us the best interest rates available for our clients, and we are always working on making our customer service the best available.Established in 2014.
Island Coast Mortgage was founded in 1986 with a vision to make it fast, easy and affordable for every homebuyer in Florida to find a suitable mortgage. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to connect clients with ideal home loans while providing them with the lowest interest rates
2534 SE Santa Barbara Pl, St #201, Cape Coral, FL, 33904
Welcome to Premier Mortgage Consultants! PMC is a leading mortgage company dedicated to providing you with the highest level of client service. Our qualified loan officers have years of experience, access to hundreds of loan programs and relationships with over 50 of the nation's leading wholesale lenders and banks.
