USDA Vs. FHA your options comparison in Florence, Fremont County, CO
In 2025, the USDA loan cap in Florence, located in Fremont county, CO, stands at $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. It helps you ascertain the income, credit, reserves, and documents essential for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option tailored to your financial needs in Alabama.
2025 Loan Limits and Down Payment Guidelines in Florence, Fremont County, CO
Type of Loan
Maximum Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Florence, CO
The mission of Lendersa® is to quickly and effortlessly help you secure the best USDA or FHA loan. You can start with one of three pathways to find matching lenders and the appropriate USDA loan programs.
A USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture, also recognized as a USDA rural development loan or mortgage, and is exclusively accessible in rural regions. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment at all.
"Spirit of Alaska Federal Credit Union (Spirit of Alaska) was founded in 1960. In the beginning, it was a small organization located in the Constitution Hall’s Viking Room at the University of Alaska Fairbanks. When it opened, Spirit of Alaska had $32, stored in a metal cash box.
The driving force behind the credit union’s founding was four te
Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.
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Kodiak Island Housing Authority originates both Alaska Housing Finance Corporation (AHFC) Loans and Fannie Mae Loans. A variety of loans and add-on options are available to suit your needs. Please fill out one of our mortgage loan applications below and Karenia Hackett, our Mortgage Loan Specialist
17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
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Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.