USDA Vs. FHA Pro and Con comparison in Florence, Fremont County, CO
In 2025, the USDA loan cap in Florence, located in Fremont county, CO, stands at $336,500, whereas the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. It helps you ascertain the income, credit, reserves, and documents essential for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option tailored to your financial needs in Alabama.
2025 Loan Limits and Down Payment Guidelines in Florence, Fremont County, CO
Type of Loan
Maximum Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Florence, CO
The mission of Lendersa® is to quickly and effortlessly help you secure the best USDA or FHA loan. You can start with one of three pathways to find matching lenders and the appropriate USDA loan programs.
A USDA home loan is a government-guaranteed mortgage offered by the Department of Agriculture, also recognized as a USDA rural development loan or mortgage, and is exclusively accessible in rural regions. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment at all.
Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns.
American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender.
We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely.
Property is the
Originally founded by the Denver Police Department, RMLEFCU has proudly served law enforcement professionals and their families since 1938. Over the years, we have grown to include a membership of more than 10,000 members and assets in excess of $145 million. RMLEFCU is regulated by the National Credit Union Administration (NCUA).
The District Credit Union is a not-for-profit cooperative, founded in 1961 by eight Aurora Public School teachers. Ever since, our education-minded credit union has fought hard to improve the financial lives of our members with better products and friendlier service. Become a member of the District Credit Union today and start prospering
We are a family-owned lending company based in Aurora. We specialize in traditional and reverse mortgages. We also provide Construction, FHA and VA loans.
Great history providing quality services to their clients.You can choose Aurora Lending we have been in this line of work for many years.
14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
Beacon Lending Our #1 goal is to provide the best customer service you will ever receive from a mortgage broker. We have a high rate of return clients because we take time to understand our client's unique situation. Our experience allows us to fit them into a mortgage that works best for them.
Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
