USDA Vs. FHA your options comparison in Applewood, Jefferson County, CO

For 2026, the USDA loan limit within Applewood in Jefferson county, CO, is set at $684,200, while the FHA limit for a single-family dwelling is $787,750.

Use Lendersa® USDA calculator to compare the top rates between USDA and FHA. Evaluate income, credit, reserves, and documentation for eligibility. Our advanced tool places USDA, FHA, Conforming, and VA loans side by side for you to make an informed choice in .

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2026 Loan Limits and Down Payments in Applewood, Jefferson, CO

Loan Type Loan Limit Down Payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

USDA and FHA Loan Choices in Applewood, CO

Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Select one of three directions to find lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, assured by the Department of Agriculture, also known as a rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans demanding a 3.5% down payment, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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