USDA Vs. FHA your options comparison in Applewood, Jefferson County, CO

For 2025, the USDA loan limit within Applewood in Jefferson county, CO, is set at $684,200, while the FHA limit for a single-family dwelling is $787,750.

Use Lendersa® USDA calculator to compare the top rates between USDA and FHA. Evaluate income, credit, reserves, and documentation for eligibility. Our advanced tool places USDA, FHA, Conforming, and VA loans side by side for you to make an informed choice in .

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2025 Loan Limits and Down Payments in Applewood, Jefferson, CO

Loan Type Loan Limit Down Payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

USDA and FHA Loan Choices in Applewood, CO

Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Select one of three directions to find lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, assured by the Department of Agriculture, also known as a rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans demanding a 3.5% down payment, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
  • Kash Mortgage Group, Inc
  • 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090
  • KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
  • The Mars National Bank
  • 145 Grand Avenue, Mars, PA, 16046
  • Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities. Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
  • First Choice Mortgage Services, Inc.
  • 1160 Dutilh Road, Suite 100, Mars, PA, 16046
  • First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • American Financial Mortgage Corporation
  • 1035 Boyce Rd, Suite 205, Pittsburgh, PA, 15241
  • American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.
  • METRO ADVISOR GROUP, LLC
  • 1700 North Highland Road, Pittsburgh, PA, 15241
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • West View Savings Bank
  • 9001 Perry Highway, Pittsburgh, PA, 15237
  • West View Savings Bank is a Pennsylvania-chartered, FDIC-insured stock savings bank conducting business from five offices in the suburban North Hills of Pittsburgh. Originally organized in 1908 as West View Building & Loan Association, we changed our name to West View Savings and Loan Association in 1954.
  • Federated Mortgage
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15237
  • At FEDERATED MORTGAGE CORP. you will find low current mortgage interest rates and friendly experienced professionals to guide you through the entire transaction our team of experts can guide you though these complicated waters. After checking your eligibility by clicking here, we will be your advocates throughout the entire process from start to fi