USDA Vs. FHA your options comparison in Applewood, Jefferson County, CO

For 2026, the USDA loan limit within Applewood in Jefferson county, CO, is set at $684,200, while the FHA limit for a single-family dwelling is $787,750.

Use Lendersa® USDA calculator to compare the top rates between USDA and FHA. Evaluate income, credit, reserves, and documentation for eligibility. Our advanced tool places USDA, FHA, Conforming, and VA loans side by side for you to make an informed choice in .

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2026 Loan Limits and Down Payments in Applewood, Jefferson, CO

Loan Type Loan Limit Down Payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

USDA and FHA Loan Choices in Applewood, CO

Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Select one of three directions to find lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, assured by the Department of Agriculture, also known as a rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans demanding a 3.5% down payment, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Applewood Lenders

  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Lends in Colorado
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.

  • On Tap Credit Union
  • 816 Washington Avenue, Golden, CO, 80401
  • Lends in Colorado
  • On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.

  • Colorado Unified Lending
  • 2801 Youngfield St, Suite 300, Golden, CO, 80401
  • Lends in Colorado
  • Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.

  • TLJmortgage LLC
  • 1898 Denver West Ct, Suite 1225, Golden, CO, 80401
  • Lends in Colorado
  • Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463.

    The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.

  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • Lends in Colorado
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • Lends in Colorado
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.

  • Max Mortgage, LLC
  • 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
  • Lends in Colorado
  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.

  • Express Lane Mortgage: Tom Veitch
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • Lends in Colorado
  • At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.

    From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way

  • Cognitive Options Group
  • 12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228
  • Lends in Colorado
  • Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.