USDA Loan Vs. FHA loan pro & con Genesee, Jefferson County, CO

In 2025, USDA loan limit in Genesee, county of Jefferson, CO is $684,200 while FHA limit is $787,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Genesee, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(818) 844-8200 Lender's profile and map Reviews HouseAmerica Financial 1010 Foothill Blvd, La Canada Flintridge, CA, 91011 We are a full-service direct lender, located in Southern California. With centralized operations and local supervision at every step of the way, we make sure our clients get the one-on-one attention and service they deserve. We have a solution-based, hands-on management team with the expertise necessary to succeed in today’s complex lending environ
(818) 952-2726 Lender's profile and map Reviews BWA Mortgage 707 Foothill Blvd, Suite 202, La Canada Flintridge, CA, 91011 BWA Mortgage, as a full service mortgage brokerage, in a challenging market where mortgage rates were at 12.75%. Since then our broker, Floyd Walters, has built a business that provides real estate financing the way he feels it should be done: with high attention to detail & providing consumers an easy to understand explanation of the loan process.
(818) 952-2815 Lender's profile and map Reviews Calstar Realty and Mortgage 1033 Foothill Boulevard, La Canada Flintridge, CA, 91011 Calstar Realty and Mortgage Services has achieved the highest level of production by providing superior service to its customers. Our mission is to become the premier real estate and financial service provider to our clientele. Our emphasis is on creating a completely satisfied client for life.
(818) 952-8666 Lender's profile and map Reviews David Kutner-The Friendly Lender 607 Foothill Blvd #494, La Canada Flintridge, CA, 91011 Hello. My name is David Kutner and I am licensed both in California and nationally as a mortgage professional. When you are my client I find great loan program for your particular situation among the many lenders that are available. You will get very personal, friendly service from start to finish, and even after the transaction is completed.
(210) 525-0100 Lender's profile and map Reviews Baptist Credit Union 5815 West Interstate 10, San Antonio, TX, 78201 Baptist Credit Union was chartered in 1955 as Memorial Hospital Employees Federal Credit Union by employees of the Baptist Memorial Hospital System of San Antonio, Texas. The credit union served that field-of-membership exclusively for 25 years. In 1982, the name was changed to Health Professions Federal Credit Union.
(217) 476-3325 Lender's profile and map Reviews West Central Bank 400 East Buchanan Street, Ashland, IL, 62612 West Central Bank proudly continues its tradition as a Community Bank. Officers, board members, and staff are very active in local civic, economic development, fraternal and religious organizations; they are a vital part of the communities that we serve. West Central Bank operates branches in Ashland, Beardstown, Rushville, and Springfield.
(626) 445-0950 Lender's profile and map Reviews Foothill Federal Credit Union 30 S 1st Ave, Arcadia, CA, 91006 Foothill Credit Union is a full service financial institution dedicated to providing its members with exceptional banking products and exceptional service. Foothill specializes in serving employees of specific partner hospitals and school districts as well as over 250+ other employer groups.
(626) 224-8363 Lender's profile and map Reviews Primera Financial Services 122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006 Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.
(626) 502-6137 Lender's profile and map Reviews HLOANPRO 4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006 HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(626) 824-7935 Lender's profile and map Reviews Target Mortgage Inc. 230 East Foothill Boulevard, Arcadia, CA, 91006 Target Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(626) 303-3366 Lender's profile and map Reviews Pacific Integrated Capital 128 East Huntington Drive, Suite B, Arcadia, CA, 91006 Pacific Integrated Capital, has over 40 years of experience in the residential and commercial real estate market. PIC is here to provide commercial brokerage services to clients with properties in the Los Angeles, Orange, Bernardino, Riverside, Ventura, and San Diego counties. We can assist clients with acquisitions