As of 2026, in Genesee, within Jefferson county, CO, the USDA loan limit is $684,200 while the FHA limit for a single-family home is $787,750.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most suitable program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Genesee, Jefferson, CO
Loan Type
Loan Limit
Down Payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Exploring USDA and FHA Loan Options in Genesee, CO
The mission of Lendersa® is to quickly provide you with the best USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and it is exclusive to rural areas. In contrast to FHA loans that require at least a 3.5% down payment, the USDA loan does not demand a down payment.
2139 Chuckwagon Road Suite 315, Colorado Springs, CO, 80919
Red Rock Capital’s founder and President Joshua Manier has been involved in multiple facets of real estate investing for the past 20+ years. These activities have included: loan originating, underwriting, servicing, and actively managing private mortgage funds. Mr. Manier is responsible for oversight of: investor relations, loan sales/trading, loan
Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
3578 Hartsel Dr. Ste E-620, Colorado Springs, CO, 80920
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7150 Campus Dr, Suite 265, Colorado Springs, CO, 80920
“Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night.
3760 Misty Meadows Drive, Colorado Springs, CO, 80920
At our company, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves, and understand the importance.
1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado
7660 Goddard Street, Suite 120, Colorado Springs, CO, 80920
We offer the lowest mortgage rates on VA, Conventional and FHA home loans in Colorado Springs. Our top priority is to provide exceptional customer service which includes the use of leading edge digital technology. We're locally owned and operated in Colorado Springs and providing mortgage services to our community since 1998.
We’ve simplified the mortgage process and paired it with a level of service you expect from an elite broker. Passionate about educating our clients and earning our commission. Let’s talk about your goals, and how we can help accomplish them. It costs nothing to find out what we can do for you, and takes only a few min on the phone.
1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
We have the knowledge and ability to help you achieve your goals. Whether you’re Purchasing your first home, investment property, or Refinancing your existing home, it can become complex very quickly unless you have the right team of professionals behind you. We offer you the tools and information needed to make an educated decision.
1755 Telstar Dr, Suite 109, Colorado Springs, CO, 80920
At PenTrust, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while our vast product offerings ensure we match you to the perfect loan.
1880 Office Club Point, Suite 1200, Colorado Springs, CO, 80920
This company was founded on 35 years of experience in the mortgage lending industry. We strive to take care of and support your needs now and in the future because, A Plus Mortgage is proud to partner with carefully chosen and well-qualified, licensed and insured loan processors who share over forty years combined experience
