USDA Vs. FHA your options comparison in Dakota-Ridge, Jefferson County, CO
In the year 2025, the USDA loan limit for Dakota-Ridge, situated in Jefferson county, CO, is $477,400. Meanwhile, the FHA limit is set at $596,850 for a single-family home.
Employ the Lendersa® USDA loan calculator to evaluate the best current rates of USDA versus FHA loans. This tool helps identify the necessary income, credit level, reserves, and required documents for qualification. Our comprehensive mortgage calculator allows you to view side-by-side comparisons of USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable financial program for your needs in .
2025 Loan Limits and Down Payment Requirements in Dakota-Ridge, Jefferson County, CO
Loan Type
Loan Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Exploring USDA and FHA Loan Choices in Dakota-Ridge, CO
Lendersa® aims to deliver the most favorable USDA or FHA loans efficiently and smoothly, without any hassle. Start your journey by choosing one of the three options that connect you to matching lenders and USDA programs.
A USDA home loan, backed by the Government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only accessible in rural communities. Distinct from FHA loans that demand a 3.5% minimum down payment, USDA mortgage loans have no down payment requirement.
At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
"Since 1995, with our over 100 years of combined mortgage lending & real estate experience,
Macro Financial Group has originated thousands of home loans for the residents of Colorado.
In an ever-changing industry we pride ourselves on having the experience, education and relationships
to walk you comfortably through the entire proce
Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit
3545 South Platte River Drive, Suite A, Englewood, CO, 80110
Premier Family Mortgage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
selecting a mortgage company there are two options; a bank/retail lender or a broker. Big national retail lenders typically have really good marketing and fancy office buildings but someone has to pay for all that, that someone is you via higher rates and costs. Most of these companies are good companies but simply have higher overhead resulting.
Home Mortgage Lending Owner Rick Gillit has 20 Years experience in the Colorado Real Estate & Home Mortgage/Lending industry. Many like you have trusted him to walk them successfully through the Home Loan process to their "Closing". You will find that Rick Gillit is very thorough and will help you understand .
Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
