In 2026, the USDA loan limit for Golden, which is located in Jefferson county of CO, is set at $684,200. In comparison, the FHA limit for a single-family home is valued at $787,750.
Lendersa® offers a USDA loan calculator that allows you to strategically compare the most favorable current rates of USDA versus FHA loans. This tool helps ascertain the vital income level, credit score, reserves, and necessary documentation required to qualify. Through our sophisticated mortgage calculator, you can perform side-by-side comparisons of USDA, FHA, Conforming, and VA loans, enabling you to determine which program in regions like best suits your specific financial needs.
Total Overview of 2026 Loan Limits and Downpayment Requirements in Golden, County of Jefferson, CO
Loan Type
Loan Limit
Down Payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Comprehensive Overview of USDA and FHA Loan Options in Golden, CO
The mission of Lendersa® is to facilitate access to the most advantageous USDA or FHA loans promptly and without undue hassle. You have the flexibility to choose from three distinct starting strategies that link you to compatible lenders and associated USDA loan programs.
A USDA home loan, under the auspices of the U.S. Department of Agriculture, is often termed a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods, providing a unique advantage over FHA loans, which require a minimum down payment of 3.5%. A USDA mortgage loan offers the significant benefit of having no required down payment, thereby facilitating greater affordability and accessibility for eligible applicants.
Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
Partner Colorado Credit Union | Central Park Branch
PO Box 1346, Arvada, CO, 80001
Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164.
The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212
3700 Tennyson Street, Suite 12070, Denver, CO, 80212
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers
9200 West Cross Drive, Suite 330, Littleton, CO, 80123
Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
Mortgage Advisors, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20181351770. The business office address is located at 6338 South Wolff Court, Littleton, CO 80123. The business is formed on April 27, 2018. The entity type is limited liability company.
8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6732 W Coal Mine Ave, Suite 411, Littleton, CO, 80123
Next Gen was founded in late 2016 and by design was to remain a small operation with the goal of only crafting loans for friends and family. That plan, however, was to be thwarted by the amount of people wanting to work with Jackie because of her expertise. Next Gen is also heavily committed to contributing to the community.
8500 W. Bowles Ave, Suite 100A, Littleton, CO, 80123
At Colorado Professionals Mortgage we believe it is our privilege and duty to understand your unique situation and challenges, present all the available options to help meet your goals, and guide you through the complexities of today’s highly regulated mortgage market. We will be your advocate throughout the process.
