In 2025, the USDA loan limit for Golden, which is located in Jefferson county of CO, is set at $684,200. In comparison, the FHA limit for a single-family home is valued at $787,750.
Lendersa® offers a USDA loan calculator that allows you to strategically compare the most favorable current rates of USDA versus FHA loans. This tool helps ascertain the vital income level, credit score, reserves, and necessary documentation required to qualify. Through our sophisticated mortgage calculator, you can perform side-by-side comparisons of USDA, FHA, Conforming, and VA loans, enabling you to determine which program in regions like best suits your specific financial needs.
Total Overview of 2025 Loan Limits and Downpayment Requirements in Golden, County of Jefferson, CO
Loan Type
Loan Limit
Down Payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Comprehensive Overview of USDA and FHA Loan Options in Golden, CO
The mission of Lendersa® is to facilitate access to the most advantageous USDA or FHA loans promptly and without undue hassle. You have the flexibility to choose from three distinct starting strategies that link you to compatible lenders and associated USDA loan programs.
A USDA home loan, under the auspices of the U.S. Department of Agriculture, is often termed a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods, providing a unique advantage over FHA loans, which require a minimum down payment of 3.5%. A USDA mortgage loan offers the significant benefit of having no required down payment, thereby facilitating greater affordability and accessibility for eligible applicants.
Our client-first approach and our passion have attributed to our phenomenal growth and continued success on behalf of our clients. To deliver outstanding results for our clients by leveraging our superior market intelligence, data-driven research, carefully customized strategies, and excellence in service.
LV Lending is a Miami-based private lender focused on business and investment mortgage loans on residential and commercial land acquisitions and properties. The company has a current servicing portfolio of $200 million and has overseen more than 500 transactions for $400 million in Florida and Georgia. Founded in 2015,
BGI Capital is a unique provider of traditional, specialty, and bridge financing to real estate agents, mortgage brokers, and businesses whose clients invest in residential and commercial real estate. Led by Managing Partners Kenneth Baboun and Robert Barthelmess, BGI Capital is a direct lender that manages its own funds
Grove Bank & Trust, founded on July 12, 1926, is a Miami-based financial services firm and is one of the longest continuously operating banks in Florida. Grove Bank & Trust offers boutique banking, comprehensive trust, and wealth management services* tailored to meet the needs of individuals, families and their businesses.
Comprehensive Loan Solutions Is an industry leading mortgage modification and short-sale negotiations firm. We have assisted hundreds of property owners, real estate professionals, and lenders in the complex business of approving and closing both short sales and modifications. Our expertise help’s property owners.
3650 REIT is a CRE lending, investment management and services firm, led by a unique team of recognized industry leaders. We originate and service both short- and long-term commercial real estate loans.Capital is just the beginning of what we offer. Our true value is in our ability to hold a loan on our balance sheet through maturity.
2665 Southwest 37th Avenue, Suite 804, Miami, FL, 33133
We are a Mortgage Broker company specialized in assisting U.S Citizen and Foreign national clients gain access to asset based loans in the U.S. We’re about simplifying the process that gets clients from pre qualification to funding. Whether it’s your first attempt at getting pre-qualified or banks have previously turned you down
3390 Mary Street, Suite 116, Coconut Grove, FL, 33133
At NEWLOANCO , our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage..
Family America Mortgage Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
KDM Financial is a middle market commercial mortgage lender offering financing from $3,000,000.00 to $70,000,000.00 on commercial real estate including multifamily, mixed-use, office, light industrial, self-storage and warehouse property types.KDM was organized in 2016 and is a publicly reporting company
2601 South Bayshore Drive, Suite 1200, Miami, FL, 33133
BridgeInvest is a leading private real estate lender focused on short-term financing for unique commercial and residential assets throughout the Southeast US.
With over 25 years of on-the-ground experience, our dedicated team has established the ability to rapidly analyze, structure and manage any loan from origination to payoff.
