USDA Vs. FHA Pro and Con comparison in Arvada, Jefferson County, CO

For the year 2025, the USDA loan ceiling in Arvada, situated in Jefferson, CO, is set at $684,200. In contrast, the FHA loan limit for a single-family residence reaches $787,750.

To compare today's leading rates for USDA versus FHA loans and to determine the income, credit score, reserves, and documentation needed for qualification, use Lendersa®'s USDA loan calculator. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs in .

Explore loan options from 100 different lenders

Review 2025 loan caps and down payment requirements in Arvada, located in Jefferson, CO

Type of Loan Maximum Limit Down Payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Discovering USDA and FHA Loan Opportunities in Arvada, CO

The primary aim of Lendersa® is to assist in acquiring the best possible USDA or FHA loan quickly and with minimal hassle. Choose one of three pathways to connect with matching lenders and USDA loan solutions.

Resulting matches for USDA loan requests through Lendersa

Understanding USDA Loans in CO

The USDA home loan is a government-endorsed mortgage offered by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. It is exclusively available for rural areas. Unlike FHA mortgages, which require a minimum down payment of 3.5%, USDA loans come with zero down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Riverside Mortgage LLC
  • 2855 Charlestown Road, Suite 300, New Albany, IN, 47150
  • At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.
  • Signature Mortgage Inc.
  • 3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150
  • We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.
  • Magnolia Mortgage, LLC
  • 3831 Charlestown Rd., New Albany, IN, 47150
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  • Kentuckiana Mortgage Group Inc
  • 401 E Main St, Suite 100, New Albany, IN, 47150
  • Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.
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  • Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
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  • 101 South Cedar, Manistique, MI, 49854
  • In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
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  • Tennessee Quick Cash, Inc.
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  • 516 S. Detroit St, Lagrange, IN, 46761
  • Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.