FHA Vs. USDA loan program for Wheat-Ridge, Jefferson County, Colorado

In 2024, USDA loan limit in Wheat-Ridge, county of Jefferson, CO is $477,400 while FHA limit is $596,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wheat-Ridge, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(308) 345-7040 https://www.midwestlibertyfcu.org/ 238 miles Lender's profile and map Reviews Midwest Liberty Federal Credit Union 1001 West B Street, Mc Cook, NE, 69001 Midwest Liberty Federal Credit Union is a not-for-profit financial cooperative owned by its members. Credit unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit unions promote thrift, and income is passed along to its members in the form of higher dividends
(308) 345-4240 https://www.mnb.bank/ 238 miles Lender's profile and map Reviews MNB Bank 220 Norris Avenue, Mc Cook, NE, 69001 Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.
(307) 362-8801 https://www.rsnb.com/ 238 miles Lender's profile and map Reviews RSNB Bank 200 Second Street, Rock Springs, WY, 82901 RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
(307) 382-2968 http://www.tronavalley.com 238 miles Lender's profile and map Reviews Trona Valley Federal Credit Union 2640 Foothill Blvd, Rock Springs, WY, 82901 "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
(307) 371-1927 https://franklinprestige.com/ 238 miles Lender's profile and map Reviews FLANAGAN STATE BANK 82901, Rock Springs, WY, 82901 Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
(307) 382-5500 https://www.chmortgagewy.com/ 238 miles Lender's profile and map Reviews Country Home Mortgage 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901 Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
(435) 259-6124 http://www.desertriverscu.com 239 miles Lender's profile and map Reviews Desert Rivers Credit Union 725 North Main, Moab, UT, 84532 Desert Rivers is an NCUA founded in 1957 and has approximately $54.69 millions in assets and also Serving residents of Southeast Utah with a full range of financial products, with our locations in Green River, Moab, Monticello and Blanding. We also are pleased to offer a nationwide network of Branches and ATMs through shared branching.
(620) 492-6200 https://www.johnsonstatebank.com/ 240 miles Lender's profile and map Reviews Johnson State Bank 106 North Main Street, Johnson, KS, 67855 Johnson State Bank and Bank of Ulysses I would like to thank you for taking the time to visit our Internet web page. Our bank strives to meet the needs of our customers and our community. As the Bank and our community enter the age of high-speed communications and convenience we began to see the need for convenient computer based banking services.
(308) 362-4226 https://www.cfbne.com/ 241 miles Lender's profile and map Reviews Community First Bank 122 South Commercial, Maywood, NE, 69038 Community First Bank takes pride in serving the area as an independently owned community bank since 1917. Community First Bank in Trenton, NE, formerly State Bank of Trenton was chartered in 1917 by Adolf Thuman. The bank has been a family tradition ever since. In 1971, Adolf’s son D. Roger Thuman took over for his dad
(308) 534-2100 https://nebraskalandbank.com/ 245 miles Lender's profile and map Reviews Nebraskaland National Bank 1400 South Dewey, North Platte, NE, 69101 Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
(620) 697-2777 https://heartlandtristate.bank/ 248 miles Lender's profile and map Reviews Heartland Tri-State Bank 601 Morton Street, Elkhart, KS, 67950 Heartland Tri-State Bank opened its doors on January 2, 1985. Heartland Tri-State Bank is a full service community bank offering a broad range of traditional products, along with personalized service to meet our customers' needs. In 2011 a local group of investors formed a Bank Holding Company