For 2026, the USDA loan limit applicable in Wheat-Ridge, located in Jefferson county of CO, amounts to $477,400. In contrast, the FHA loan limit for a single-family home stands at $596,850.
Employ the Lendersa® USDA loan calculator to gauge today's best possible rates between USDA and FHA loans. This tool helps you figure out the income, credit score, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA options simultaneously, assisting you in deciding which plan in suits your financial status best.
Loan Limits and Down Payment Specifications for 2026 in Wheat-Ridge, Jefferson County, CO
Loan Type
Maximum Limit
Required Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Options for USDA and FHA Loans in Wheat-Ridge, CO
The aim of Lendersa® is to swiftly and smoothly provide the ideal USDA or FHA loan for your needs. Choose from three starting approaches to find matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the Government's Department of Agriculture, is also recognized as a USDA rural development loan or mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
4800 Wadsworth Blvd, Suite 200, Wheat Ridge, CO, 80033
Lends in Colorado
Stonehenge Financial Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
4380 Harlan Street, Suite 100, Wheat Ridge, CO, 80033
Lends in Colorado
Paradigm (the original spelling of the word), has a meaning of being “worthy of duplication; standing out above the rest”. That was the philosophy at the onset of the founding of Paradyme, that we were above the rest, and well worthy of duplication. We are local, family owned mortgage company that really cares about your loan needs
Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Brookside Lending is a Experienced mortgage broker team to help you obtain the best available products and pricing for your home purchase, home refinance, or reverse mortgage needs. speciality in Residential and Investment property transactions Home Refinance options The real estate buying and selling process and Fixed & ARMs, Jumbo Reverse more
6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002
Lends in Colorado
Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole
Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.
4210 Wadsworth Blvd, Suite 302, Wheat Ridge, CO, 80034
Lends in Colorado
Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, FHA Loans, VA Loans, Conventional Loans, and Private money sources and Mountain Mortgage. Local expertise and broad real estate experience.
Partner Colorado Credit Union | Central Park Branch
PO Box 1346, Arvada, CO, 80001
Lends in Colorado
Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
