For 2025, the USDA loan limit applicable in Wheat-Ridge, located in Jefferson county of CO, amounts to $477,400. In contrast, the FHA loan limit for a single-family home stands at $596,850.
Employ the Lendersa® USDA loan calculator to gauge today's best possible rates between USDA and FHA loans. This tool helps you figure out the income, credit score, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA options simultaneously, assisting you in deciding which plan in suits your financial status best.
Loan Limits and Down Payment Specifications for 2025 in Wheat-Ridge, Jefferson County, CO
Loan Type
Maximum Limit
Required Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Options for USDA and FHA Loans in Wheat-Ridge, CO
The aim of Lendersa® is to swiftly and smoothly provide the ideal USDA or FHA loan for your needs. Choose from three starting approaches to find matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the Government's Department of Agriculture, is also recognized as a USDA rural development loan or mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.
522 N New Hampshire St, Suite 7, Covington, LA, 70433
Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.
We've been helping customers afford the home of their dreams for many years and we love what we do. There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.
At Ace Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Warehouse Avenue, Building 82, Camp Shelby, MS, 39407
Camp Shelby Federal Credit Union is a not-for-profit, member owned financial institution. Its mission is to serve members’ needs by encouraging savings and offering a reasonable rate of return. The Camp Shelby Federal Credit Union seeks to provide the best possible financial services to its members while maintaining its financial stability.
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At the Bank of Buffalo, we strive to offer the banking service our customers have come to expect. Most importantly, our experienced staff delivers these services in a friendly, efficient manner The Bank of Buffalo has been serving customers since August 1, 1901. We are known for our family style atmosphere and old fashion customer service.
Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.
CrossRoads Financial Federal Credit Union is committed to providing the services that our members need now and in the future. Our mission will always be to help our members meet their financial needs, one CrossRoads at a time. While much has changed since 1950, the credit union continues to follow the journey set by our founding members.
Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).