USDA Vs. FHA your options comparison in Fairmount, Jefferson County, CO
As of 2026, the USDA loan limit in Fairmount, located in Jefferson County, CO, is $684,200. In contrast, the FHA limit for a single-family home is $787,750.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and assess the required income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator offers side-by-side visibility of USDA, FHA, Conforming, and VA programs, helping you decide the best option for your financial needs in .
Loan Limits and Downpayment Requirements in Fairmount, Jefferson County, CO for 2026
Loan Type
Loan Limit
Down Payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Explore USDA and FHA Loan Opportunities in Fairmount, CO
Lendersa® aims to quickly secure you the most suitable USDA or FHA loan without hassle. Start with one of three options leading to lender matches and supporting USDA loan programs.
The USDA home loan, backed by the government and managed by the Department of Agriculture, is sometimes referred to as a USDA rural development loan or a USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders' simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.
Washington Business Bank provides financial services that enable our clients to become more successful.We may not be the largest bank in the area, but that doesn’t mean we are any less sophisticated when it comes to providing everything you need from your bank. Our team of banking professionals is dedicated to providing you.
evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.
WCLA Credit Union is committed to providing competitive dividends on deposit accounts and reasonable rates on loans. The money that members deposit into the credit union goes straight back to the logging and timber industry through business loans that finance the purchase of vital equipment.
We promise our credit unions and their members professional, accurate and efficient service. We value each and every relationship and we are dedicated to making life easier for our credit unions and their members. We commit ourselves to providing a service-first, competitive and compliant mortgage servicing solution for the credit union industry.
St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
3500 188th Street SW, Suite 575, Lynnwood, WA, 98037
Pacific Crest Savings Bank is a local, independently owned community bank. Delivering the highest level of customer service & expertise to our community for over three decades. We offer personal & business savings and checking products with competitive rates. Lending includes specialized loans for commercial, multifamily and residential properties.
3400 188th Street SW, Suite 101, Lynnwood, WA, 98037
Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.
Rio Bank opened its doors for business in February of 1985. It began as a retail oriented bank primarily catering to consumers for both deposit and loan business. In 1995, the bank opened its second banking center in North McAllen. The original ownership and management has changed since that time as well as the focus and direction of the bank.
Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.
4900 West Expressway 83, Suite 208, McAllen, TX, 78501
Pacific Capital Mortgage, Inc., offers a comprehensive suite of Fix&Flip, Rental, and Multifamily products. Our leverage, competitive rates, transparency, and top-notch customer service sets us apart from the pack. We are here to help you fund and succeed in your Real Estate Investment Business.
