USDA Vs. FHA your options comparison in Fairmount, Jefferson County, CO
As of 2026, the USDA loan limit in Fairmount, located in Jefferson County, CO, is $684,200. In contrast, the FHA limit for a single-family home is $787,750.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and assess the required income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator offers side-by-side visibility of USDA, FHA, Conforming, and VA programs, helping you decide the best option for your financial needs in .
Loan Limits and Downpayment Requirements in Fairmount, Jefferson County, CO for 2026
Loan Type
Loan Limit
Down Payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Explore USDA and FHA Loan Opportunities in Fairmount, CO
Lendersa® aims to quickly secure you the most suitable USDA or FHA loan without hassle. Start with one of three options leading to lender matches and supporting USDA loan programs.
The USDA home loan, backed by the government and managed by the Department of Agriculture, is sometimes referred to as a USDA rural development loan or a USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Brookside Lending is a Experienced mortgage broker team to help you obtain the best available products and pricing for your home purchase, home refinance, or reverse mortgage needs. speciality in Residential and Investment property transactions Home Refinance options The real estate buying and selling process and Fixed & ARMs, Jumbo Reverse more
6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002
Lends in Colorado
Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole
Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.
Partner Colorado Credit Union | Central Park Branch
PO Box 1346, Arvada, CO, 80001
Lends in Colorado
Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
4800 Wadsworth Blvd, Suite 200, Wheat Ridge, CO, 80033
Lends in Colorado
Stonehenge Financial Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
4380 Harlan Street, Suite 100, Wheat Ridge, CO, 80033
Lends in Colorado
Paradigm (the original spelling of the word), has a meaning of being “worthy of duplication; standing out above the rest”. That was the philosophy at the onset of the founding of Paradyme, that we were above the rest, and well worthy of duplication. We are local, family owned mortgage company that really cares about your loan needs
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4210 Wadsworth Blvd, Suite 302, Wheat Ridge, CO, 80034
Lends in Colorado
Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, FHA Loans, VA Loans, Conventional Loans, and Private money sources and Mountain Mortgage. Local expertise and broad real estate experience.
