USDA Vs. FHA Pro and Con comparison in Aurora, Adams County, CO

In 2025, the USDA loan limit in Aurora, county of Adams, CO is $477,400, whereas the FHA limit for a single-family home is $596,850.

Utilize the Lendersa® USDA loan calculator to compare today's leading rates for USDA versus FHA and determine the required income, credit, reserves, and necessary documents. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA programs side by side to help you identify which option is optimal for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Aurora, Adams County, CO

Loan Type Loan Limit Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Exploring USDA and FHA Loan Options in Aurora, CO

The aim of Lendersa® is to provide you with the finest USDA or FHA loan swiftly and effortlessly. Choose from one of three starting points that align with lenders and USDA loan initiatives.

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Understanding USDA Loans in CO

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is exclusively available in rural neighborhoods. Compared to FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • "Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida. Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."
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  • Our experienced loan consultants will give you personal attention and treat you with the respect you deserve . We understand that purchasing a new home or refinancing your current home can be one of the biggest decisions you will make in your lifetime. That’s why we are committed to making the process as comfortable and hassle free as possible.
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