USDA Vs. FHA your options comparison in Englewood, Arapahoe County, CO
In the year 2026, the USDA loan limit applicable to the area of Englewood in the county of Arapahoe, state of CO, is set at $547,400. Meanwhile, the FHA limit for a single-family residence is $787,750.
You can use the Lendersa® USDA loan calculator to juxtapose today's best USDA and FHA rates. This tool also helps you assess the required income, credit score, reserves, and documents for qualification. Our cutting-edge mortgage calculator facilitates comparisons among USDA, FHA, Conforming, and VA options, enabling you to make the best choice for your financial conditions in .
Loan thresholds and down payment details for 2026 in Englewood, within Arapahoe, CO
Loan Category
Maximum Limit
Required Down Payment
USDA
$547,400
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Potential USDA and FHA loan programs in Englewood, CO
The mission of Lendersa® is to connect you swiftly and smoothly with the most advantageous USDA or FHA loans. Choose from three different starting options to find matching lenders and relevant USDA loan programs.
A USDA home loan, endorsed by the United States Department of Agriculture, often called the USDA rural development loan or mortgage, is offered solely in rural locales. In contrast to FHA loans which require at least a 3.5% down payment, the USDA loan allows for no initial down payment.
We are a local company in southwest Littleton, with over 30 years of experience in mortgage lending. Not only is our office located in your community, but we live here too. We proudly support other businesses in our neighborhood and appreciate the patronage from our neighbors, friends and colleagues in the Denver metro area.
621 SouthPark Drive, Suite 300, Littleton, CO, 80120
Colorado Home Mortgages, Inc. is simply the best source for home financing. Call today to find why CHM is different: Upfront information with no credit check, no obligation and expert financing advice from only licensed mortgage loan originators. Our representatives work with you from consultation to closing and we do this on time.
26 W. Dry Creek Circle, Suite 600, Littleton, CO, 80120
"At Reed Mortgage Corporation, we recognize that each consumer is different, with a different financial situation and a unique need. With hundreds of loan programs, we are able to provide you with the mortgage loan that best fits your individual situation. We offer mortgage loans for virtually any purpose, including
Buying a home etc.."
1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide:
In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.)
Fund up to 90% of purchase and 80% of rehab.
Higher loan-to-value loans.
Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
501 S Cherry St, Suite 1100, Denver City, CO, 80246
Located in Denver, CO our team of commercial financing specialists. With a network of vetted lenders, we work to assure you have the information to make the right financing choices. Our team has over 36 years of experience in the banking and private lending industry – an experience we bring to bear on your behalf.
We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
650 South Cherry Street, Suite 1400, Denver, CO, 80246
GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
