USDA Loan Vs. FHA loan pro & con for Englewood, Arapahoe County, CO

In 2024, USDA loan limit in Englewood, county of Arapahoe, CO is $547,400 while FHA limit is $787,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Englewood, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(719) 587-4200 http://fswb.com/ 157 miles Lender's profile and map Reviews First Southwest Bank 720 Main Street, Alamosa, CO, 81101 As a Community Development Financial Institution, our mission at First Southwest Bank is to cultivate valuable relationships, invest in economic and social doers, and foster a well-lived rural Colorado culture. Serving the San Luis Valley and rural Colorado for more than 100 years, we offer personal and business banking at our six branches.
(719) 589-2564 https://www.alamosastatebank.com/ 157 miles Lender's profile and map Reviews Alamosa State Bank 2225 Main St., Alamosa, CO, 81101 Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.
(719) 456-1512 https://www.fnblasanimas.com/ 157 miles Lender's profile and map Reviews First National Bank of Las Animas 535 Bent Avenue, Las Animas, CO, 81054 Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
(719) 852-5933 https://www.rgbank.bank/ 159 miles Lender's profile and map Reviews Rio Grande Savings and Loan Association 901 1st Avenue, Monte Vista, CO, 81144 RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.
(719) 657-3376 https://www.truelocalbank.com/ 161 miles Lender's profile and map Reviews Del Norte Bank 705 Grand Ave, Del Norte, CO, 81132 Del Norte Bank was chartered as Del Norte Building and Loan Association on May 9th, 1921 by Charles W. Donnen, William Johnson, Louie Eickenrodt, J.H. Weiss, and J.P. Russell. The purpose of the building and loan was to provide a safe place to save money and to offer financing for families to build homes.
(307) 322-5222 https://www.fsbwy.com/ 164 miles Lender's profile and map Reviews First State Bank 1405 Sixteenth Street, Wheatland, WY, 82201 First State Bank is a hometown bank staffed with your neighbors and friends, who are committed to providing you with quality, professional, hometown service. Being a hometown bank means local management and local decision making. We are proud of the communities we serve and are committed to supporting and being involved with them.
(307) 532-2181 https://www.wypinnbank.com/ 167 miles Lender's profile and map Reviews Pinnacle Bank – Wyoming 2000 Main Street, Torrington, WY, 82240 Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
(308) 632-7004 https://pvbank.com/ 168 miles Lender's profile and map Reviews Platte Vallley Bank 1212 Circle Drive, Scottsbluff, NE, 69363 At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more
(970) 474-2617 http://www.co-nefcu.net/ 169 miles Lender's profile and map Reviews CO-NE Federal Credit Union 113 Cedar Street, Julesburg, CO, 80737 The Credit Union was chartered on February 2, 1966, as the J-O-S Schools Federal Credit Union (Julesburg-Ovid-Sedgwick). The name was changed to Sedgwick County Federal Credit Union on 10-11-67 when it became community chartered. When people from Nebraska asked to join, the charter was expanded to include Deuel County in Nebraska.
(719) 846-2257 https://www.centurysavings.com/ 170 miles Lender's profile and map Reviews Century Savings and Loan Association 233 East Main St, Trinidad, CO, 81082 Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.
(719) 846-9881 https://fnbtrinidad.com/ 170 miles Lender's profile and map Reviews The First National Bank in Trinidad 100 E. Main St, Trinidad, CO, 81082 The First National Bank in Trinidad opened its doors on April 16, 1875, a year before Colorado was granted its statehood and the town of Trinidad incorporated. First National began a journey traveling and growing with the nation, the West, and Trinidad through the best and worst of times.