USDA and FHA Pro and Con in Cherry-Creek, Arapahoe County, CO
As of 2025, the USDA loan ceiling in Cherry-Creek, which is part of Arapahoe county in CO, is $477,400. In contrast, the FHA limit stands at $596,850 for single-family homes.
Leverage the Lendersa® USDA loan calculator for a comparative view of today's leading USDA versus FHA rates. Identify the income, credit score, reserves, and documentation required to gain approval. This advanced mortgage tool presents USDA, FHA, Conforming, and VA loans side by side, guiding you toward the most suitable loan program in given your financial circumstances.
Review of 2025 Loan Limits and Down Payment Necessities in Cherry-Creek, Arapahoe, CO
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Loan Choices: USDA and FHA in Cherry-Creek, CO
The mission of Lendersa® is to effortlessly secure the most appropriate USDA or FHA loan for you. Choose between three initial approaches that link you to compatible lenders and USDA loan schemes.
The USDA home loan, commonly known as the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is designated for rural areas specifically. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
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Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
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Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
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In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
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RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company