USDA VS FHA in Holly-Hills, Arapahoe County, CO

In 2025, the USDA loan limit applicable in Holly-Hills, within Arapahoe county, CO, is set at $477,400, whereas the FHA limit for a single-family home is $596,850.

Utilize the Lendersa® USDA loan calculator to assess and compare the best available USDA versus FHA rates today. This tool enables you to determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to make an informed decision about which program in Alabama best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Holly-Hills, Arapahoe, CO

Loan Type Loan Limit Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Discover USDA and FHA Loan Opportunities in Holly-Hills, CO

Lendersa® aims to help you quickly secure the best USDA or FHA loan without difficulties. Select from three starting options that connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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