USDA Vs. FHA Pro and Con comparison in Basalt, Eagle County, CO

As of 2026, the USDA loan limit for Basalt, in Eagle County, CO, is $690,000, while the FHA limit for a single-family home is $1,075,250.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial situation in .

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Loan Limits and Downpayment Requirements for 2026 in Basalt, Eagle County, CO

Loan Type Loan Limit Down Payment
USDA $690,000 0%
FHA $1,075,250 3.5%
Conventional Conforming $1,075,250 3%

Explore USDA and FHA Loan Options in Basalt, CO

The aim of Lendersa® is to promptly secure you the most favorable USDA or FHA loan without any hassle. Choose one of three starting points to connect with lenders and discover available USDA loan programs.

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Understanding USDA Loans in CO

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. These loans are exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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