USDA Vs. FHA Pro and Con comparison in Basalt, Eagle County, CO

As of 2025, the USDA loan limit for Basalt, in Eagle County, CO, is $690,000, while the FHA limit for a single-family home is $1,075,250.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial situation in .

Compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Basalt, Eagle County, CO

Loan Type Loan Limit Down Payment
USDA $690,000 0%
FHA $1,075,250 3.5%
Conventional Conforming $1,075,250 3%

Explore USDA and FHA Loan Options in Basalt, CO

The aim of Lendersa® is to promptly secure you the most favorable USDA or FHA loan without any hassle. Choose one of three starting points to connect with lenders and discover available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. These loans are exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Commercial Mortgage Associates Inc.
  • 626 Princeton Ave, Brick, NJ, 08724
  • Commercial Mortgage Associates Inc. was founded by Gary Ambrosi in 1989 as a commercial mortgage brokerage company helping business owners and investors finance small to mid-size commercial real estate. Since, Commercial Mortgage Associates has become highly respected in the commercial lending industry that investors can rely on, and yet.
  • PRIME SOURCE MORTGAGE
  • 139 Natick Trail, BRICK, NJ, 8724
  • PrimeSourceMTG.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Prime Source Mortgage is a licensed Mortgage Broker licensed by NJ Dept. of Banking and Insurance. We do not issue mortgage commitments or fund mortgage loans.
  • Flatiron Realty Capital
  • 60 Madison Ave, #1001, New York, NY, 10010
  • Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
  • Grasshopper Bank, National Association
  • 915 Broadway, 7th Floor, New York, NY, 10010
  • Grasshopper began operations in 2019 and is a client-first digital bank serving small businesses, startups, and the investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms
  • StackSource
  • 43 W 23rd St, New York, NY, 10010
  • StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
  • The Provident Loan Society
  • 346 Park Ave South, New York, NY, 10010
  • Provident Loan was authorized by the State Legislature on April 13, 1894, and opened its doors five weeks later. Then as now, new immigrants and those without the means to establish a traditional banking relationship had few options for obtaining short term credit; many fell victim to predatory loan sharks.
  • Fund That Flip
  • 10 E 23rd Street, 5th FL, New York, NY, 10010
  • Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
  • Quontic Bank Holdings Corp
  • 1 Rockefeller Plaza, 9th Floor, New York, NY, 10020
  • Quontic is a Member FDIC bank, headquartered in New York City and located in a growing number of states. Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products.
  • Atlas Commercial Capital Inc
  • 45 Rockefeller Plaza, 20th Floor, New York, NY, 10111
  • In 1995, what is now Atlas Commercial Capital started in New York as a mortgage and sales brokerage company specializing in investment properties. Since then, the Atlas team has been instrumental in closing transactions throughout the nation for hundreds of investors and developers.
  • Fort Amsterdam Capital
  • 60 East 42nd Street, Suite 3010, New York, NY, 10165
  • Fort Amsterdam Capital is a seasoned real estate debt platform that originates short-term, high-yielding bridge loans ranging in size from $8 - $100 million, primarily in the New York City metro area. To date, Fort Amsterdam Capital has originated over $95 million of loans with a proven track record of double-digit returns.