USDA Vs. FHA Pro and Con comparison in Edwards, Eagle County, CO

For the year 2025, the USDA loan cap in Edwards, within Eagle County, CO, equals $690,000. In contrast, the FHA cap for a single-family home is $1,075,250.

Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program for your financial needs in .

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Loan Limits and Downpayment Requirements in Edwards, Eagle County, CO for 2025

Loan Type Loan Limit Down payment
USDA $690,000 0%
FHA $1,075,250 3.5%
Conventional Conforming $1,075,250 3%

Explore USDA and FHA Loan Possibilities in Edwards, CO

Lendersa® is focused on quickly and effortlessly securing you the best USDA or FHA loan. Choose one of three initial steps that link you to lenders and available USDA loan programs.

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What Exactly is a USDA Loan in CO?

A USDA home loan is a government-backed mortgage from the Department of Agriculture, often called a USDA rural development loan or simply USDA mortgage. It's available solely in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • World Finance
  • PO BOX 6429, Greenville, SC, 29606
  • World Finance has been helping people realize their financial goals by offering fixed rate and payment loan solutions. With branches nationwide, we are part of the communities in which we serve. Our branches are staffed with friendly, knowledgeable team members who live and work right in your town.
  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • The Bank of Marion
  • PO Box 1067, Marion, VA, 24354
  • The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
  • Beckley Loan Company
  • 622 Neville Street, Beckley, WV, 25801
  • Beckley Loan Company is a locally owned and operated company. They specialize in Personal Loans, Automobile Loans, Real Estate Loans, Debt Consolidation, Signature Loans, and Bill Consolidation. Beckley Loan Company serves Raleigh County and Surrounding Areas. Have been serving the area for over 80 years!
  • Flint Community Bank
  • 2910 Meredyth Drive, Albany, GA, 31721
  • Flint Community Bank opened its doors in early 2006 with a straightforward goal: to build a bank based on customer relationships. In order to make that goal a reality, we knew from the start that we would have to deliver on our promise of local decisions made in a timely manner with unforgettable customer care.
  • YTR Community Federal Credit Union
  • 134 3rd Street, Tiltonsville, OH, 43963
  • YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well. If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
  • Natrium Efcu
  • 15710 Energy Road, Proctor, WV, 26055
  • Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022. The credit union is a chemicals manufacturing credit union. Membership is also open to immediate family of current members.
  • Calhoun Liberty Employees Credit Union
  • 17394 NW Charlie Johns Street, Blountstown, FL, 32424
  • Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.