USDA Vs. FHA Pro and Con comparison in Edwards, Eagle County, CO
For the year 2025, the USDA loan cap in Edwards, within Eagle County, CO, equals $690,000. In contrast, the FHA cap for a single-family home is $1,075,250.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program for your financial needs in .
Loan Limits and Downpayment Requirements in Edwards, Eagle County, CO for 2025
Loan Type
Loan Limit
Down payment
USDA
$690,000
0%
FHA
$1,075,250
3.5%
Conventional Conforming
$1,075,250
3%
Explore USDA and FHA Loan Possibilities in Edwards, CO
Lendersa® is focused on quickly and effortlessly securing you the best USDA or FHA loan. Choose one of three initial steps that link you to lenders and available USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, often called a USDA rural development loan or simply USDA mortgage. It's available solely in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
Lewis & Clark Bankerpreneurs share the entrepreneurial spirit with their clients who also own and have started their own businesses. Growth is a goal. But, more importantly, to be the resource and destination for small businesses who want to expand and be woven into the business fabric of their communities.
Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.
Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.
Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.
HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan
1913 Main Street, Suite 151, Oregon City, OR, 97045
"We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business.
Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"
2440 Willamette Street, Suite 201, Eugene, OR, 97405
We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
