USDA Vs. FHA Pro and Con comparison in Edwards, Eagle County, CO
For the year 2026, the USDA loan cap in Edwards, within Eagle County, CO, equals $690,000. In contrast, the FHA cap for a single-family home is $1,075,250.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program for your financial needs in .
Loan Limits and Downpayment Requirements in Edwards, Eagle County, CO for 2026
Loan Type
Loan Limit
Down payment
USDA
$690,000
0%
FHA
$1,075,250
3.5%
Conventional Conforming
$1,075,250
3%
Explore USDA and FHA Loan Possibilities in Edwards, CO
Lendersa® is focused on quickly and effortlessly securing you the best USDA or FHA loan. Choose one of three initial steps that link you to lenders and available USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, often called a USDA rural development loan or simply USDA mortgage. It's available solely in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities.
First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens
Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York.
The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
"NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve.
Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
3745 Running Springs Road, Ellicott City, MD, 21042
KPG Mortgage is a full-service mortgage company offering some of the lowest interest rates on the market for refinances and new home purchases and also We have a simple process, from a straightforward application to an on-time closing. Our expertise translates to a great customer experience. Let us be your trusted advisor.
