USDA Vs. FHA Pro and Con comparison in Edwards, Eagle County, CO

In 2025, USDA loan limit in Edwards, county of Eagle, CO is $690,000 while FHA limit is $1,075,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Edwards, county of Eagle, CO

Loan Type Loan Limit Down payment
USDA $690,000 0%
FHA $1,075,250 3.5%
Conventional Conforming $1,075,250 3%

USDA and FHA loan options in Edwards, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Northwest Federal Mortgage Lending Center Cary, NC
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  • Mable Loans, LLC
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  • The USNEP Employees FCU was chartered in 1935 and now has over $15 million in assets. Our philosophy has always been to keep overhead down, safe investments and offer our members services that yield maximum benefits on savings and borrowing. USNEP Employees Federal Credit Union serves employees and their family members of the United States.
  • Masters Mortgage, Inc.
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