For the year 2026, the USDA loan cap in Edwards, within Eagle County, CO, equals $690,000. In contrast, the FHA cap for a single-family home is $1,075,250.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $690,000 | 0% |
| FHA | $1,075,250 | 3.5% |
| Conventional Conforming | $1,075,250 | 3% |
Lendersa® is focused on quickly and effortlessly securing you the best USDA or FHA loan. Choose one of three initial steps that link you to lenders and available USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, often called a USDA rural development loan or simply USDA mortgage. It's available solely in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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