USDA VS FHA in Eagle, Eagle County, CO

In 2026, the USDA loan ceiling in Eagle, situated in Eagle county, CO, amounts to $690,000, while the FHA cap for a single-family home is $1,075,250. This information is crucial for prospective homebuyers.

Leverage the Lendersa® USDA loan calculator to measure today's USDA versus FHA rates. It helps you determine the income, credit, reserves, and documentation necessary to qualify. Thanks to our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program that best suits your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Eagle, Eagle, CO

Loan Type Loan Limit Down Payment
USDA $690,000 0%
FHA $1,075,250 3.5%
Conventional Conforming $1,075,250 3%

USDA and FHA Loan Opportunities in Eagle, CO

Lendersa® aims to procure the best USDA or FHA loans for you swiftly and without any inconvenience. Start with one of the three options to connect with lenders and discover USDA loan programs suitable for you.

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Exploring USDA Loans in CO

The USDA home loan, a government-guaranteed mortgage by the Department of Agriculture, also known as a USDA rural development loan, is accessible exclusively in rural areas. Unlike FHA loans which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Colorado Mortgage Team
  • 7400 West Jefferson Ave, Suite 101, Denver, CO, 80235
  • We are a mortgage company comprised of the best of the best mortgage originators that are held to the highest standards of integrity and ethics. Our goal is to educate borrowers on the biggest investments of their lives regardless of loan amount or credit scores. Closing dates are in ink
  • LendEx Mortgage Group
  • 7114 W. Jefferson Ave, Suite 212, Lakewood, CO, 80235
  • "LendEx Mortgage Group is a great family of loan originators that are dedicated to making your goal a reality. Whether you wish to own your own home or you are looking to refinance your existing mortgage, we work for you to make it happen. Give us a call. Talk to any one of our personable professionals."
  • Colorado First Time Home Owner Grants
  • 7175 W. Jefferson Ave, Suite 4700, Denver, CO, 80235
  • Colorado First Time Home Owner Grants we work with people to help them accomplish the American dream of owning a home. We understand that it can be difficult to save the down payment needed to purchase a house so we work with programs to aid in obtaining a grant towards the costs associated with purchasing a house.
  • STONEHENGE FINANCIAL
  • 4800 Wadsworth Blvd, Suite 200, Wheat Ridge, CO, 80033
  • Stonehenge Financial Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Paradyme Mortgage Inc
  • 4380 Harlan Street, Suite 100, Wheat Ridge, CO, 80033
  • Paradigm (the original spelling of the word), has a meaning of being “worthy of duplication; standing out above the rest”. That was the philosophy at the onset of the founding of Paradyme, that we were above the rest, and well worthy of duplication. We are local, family owned mortgage company that really cares about your loan needs
  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
  • Residential Lending LLC
  • 6901 South Pierce Street, Suite 290, Littleton, CO, 80128
  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
  • Neat Capital
  • 2560 55th Street, Suite 101, Boulder, CO, 80301
  • At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
  • Lendmor LLC
  • 3945 Savannah Court, Boulder, CO, 80301
  • Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan