USDA VS FHA in Eagle, Eagle County, CO

In 2026, the USDA loan ceiling in Eagle, situated in Eagle county, CO, amounts to $690,000, while the FHA cap for a single-family home is $1,075,250. This information is crucial for prospective homebuyers.

Leverage the Lendersa® USDA loan calculator to measure today's USDA versus FHA rates. It helps you determine the income, credit, reserves, and documentation necessary to qualify. Thanks to our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program that best suits your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Eagle, Eagle, CO

Loan Type Loan Limit Down Payment
USDA $690,000 0%
FHA $1,075,250 3.5%
Conventional Conforming $1,075,250 3%

USDA and FHA Loan Opportunities in Eagle, CO

Lendersa® aims to procure the best USDA or FHA loans for you swiftly and without any inconvenience. Start with one of the three options to connect with lenders and discover USDA loan programs suitable for you.

Lendersa USDA loan request and matchmaking results

Exploring USDA Loans in CO

The USDA home loan, a government-guaranteed mortgage by the Department of Agriculture, also known as a USDA rural development loan, is accessible exclusively in rural areas. Unlike FHA loans which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Eagle Lenders

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • Lends in Colorado
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • Hamlet Financial Corporation
  • 1445 Red Butte Drive, Aspen, CO, 81611
  • Lends in Colorado
  • At Hamlet Financial Corporation. We know that each customer has specific needs, so we strive to meet those demands with a wide array of products, exceptional service and individualized attention. We offer an extensive network of lending sources for conforming, jumbo and super jumbo loans for primary residences, second homes

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Lends in Colorado
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Lends in Colorado
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment

  • Cedar Home Loans LLC
  • 120 Buffalo Court, Dillon, CO, 80435
  • Lends in Colorado
  • Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.

  • Collegiate Peaks Bank
  • 105 Centennial Plaza, Buena Vista, CO, 81211
  • Lends in Colorado
  • Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.

  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • Lends in Colorado
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.

  • First Colorado National Bank
  • 133 Grand Avenue, Paonia, CO, 81428
  • Lends in Colorado
  • First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.