USDA Vs. FHA Pro and Con comparison in Bayfield, La Plata County, CO
In 2025, the USDA loan limit for Bayfield, located in La Plata county, CO, is $494,500. Meanwhile, the FHA limit for a single-family home is $596,850.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you'll be able to examine USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .
Understanding 2025 Loan Limits and Downpayment Requirements in Bayfield, La Plata, CO
Loan Type
Loan Limit
Down Payment
USDA
$494,500
0%
FHA
$596,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Bayfield, CO
The aim of Lendersa® is to efficiently find you the most suitable USDA or FHA loan without delay. Begin with any of the three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to
CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
Lynchburg Municipal Employees Federal Credit Union
3176 Fort Avenue, Lynchburg, VA, 24501
The approval of Federal Credit Union Charter Number 14623 on August 8th, 1961 allowed for Lynchburg Municipal Employees Federal Credit Union (LMEFCU) to help promote financial services and security for its membership. We were originally chartered to serve employees of the City of Lynchburg and their immediate families.
Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
130 South Elmwood Avenue, Room 147, Buffalo, NY, 14202
The IRS Buffalo Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and members of their families.
The IRS Buffalo Federal Credit Union received its charter on February 1, 1957, thanks to some determined IRS employees
The Buffalo Police Federal Credit Union was founded on March 26, 1936. We are proud to serve the dedicated employees of the Buffalo Police and Fire Department. Our earnings are passed on to the membership in the form of better rates, costs, and services. and also The Buffalo Police Federal Credit Union strives to provide quality financial services
Founded in 1957, the Augusta County Federal Credit Union is here to serve full time employes of Augusta County, Va. The credit union has assets totaling $30.96 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative.
"At Radius Federal Credit Union, we believe that all of us share common
goals, but we nurture individual dreams. Those dreams inspire your
decisions, drive your ambitions, and revolve around what’s truly
important. That’s your 360° life. And Radius is by your side for every turn and transition."
