USDA Vs. FHA Pro and Con comparison in Bayfield, La Plata County, CO
In 2026, the USDA loan limit for Bayfield, located in La Plata county, CO, is $494,500. Meanwhile, the FHA limit for a single-family home is $596,850.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you'll be able to examine USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .
Understanding 2026 Loan Limits and Downpayment Requirements in Bayfield, La Plata, CO
Loan Type
Loan Limit
Down Payment
USDA
$494,500
0%
FHA
$596,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Bayfield, CO
The aim of Lendersa® is to efficiently find you the most suitable USDA or FHA loan without delay. Begin with any of the three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
3033 South Parker Road, Suite 750, Aurora, CO, 80014
We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.
At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,
3033 South Parker Road, Suite 202, Aurora, CO, 80014
At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA
Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
Mark is the founder of Remarkable Mortgage. He has been in the Mortgage business for more than 8 years. He started Remarkable Mortgage, so he and rest of the team could devote their time, attention & talents to serving the Senior community of Colorado. From the beginning of his mortgage career his goal was to do Reverse Mortgages and nothing else.
At Double H Home Loans Powered By Southwest Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Fiado Loans LLC Our promise is to provide unparallel service and unbelievable rates. We know consumers have many choices when taking huge financial steps with mortgages loans. We’re grateful to be a part of it and accept the challenge of surpassing your expectation and We offer some of the lowest rates in the industry.
Higher Life Financial was created by CEO Eddie Wong .We have worked and learn with some many talented individuals in the mortgage industry for the past 17 years Looking to achieve the Highest level of Home mortgage service and find the right product for our clients and also Higher Life Financial mission is to help families.
