In 2025, the USDA loan limit for Durango in La Plata county of CO is set at $494,500. Conversely, the FHA limit for a single-family home stands at $596,850.
The Lendersa® USDA loan calculator is a valuable tool to compare the best available USDA versus FHA rates today. Use this to determine what income, credit, reserves, and documentation you need to qualify. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial needs in .
Understand 2025 Loan Limits and Downpayment Requirements in Durango, County of La Plata, CO
Loan Type
Loan Limit
Down Payment
USDA
$494,500
0%
FHA
$596,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Pathways in Durango, CO
Lendersa® is dedicated to providing you with the best USDA or FHA loan options quickly and effortlessly. Select one of three starting points to get connected with matching lenders and explore USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is only accessible in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans have no required down payment, enhancing accessibility for potential homeowners.
Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
Horizon Credit Union is a member-owned financial institution in which its members can deposit and borrow money at better rates. They also have a voice in the operations via the election of a Board of Directors. The Board of Directors’ responsibility is to govern the direction of the credit union in regards to investments, loan and service products.
At Northeast Georgia Bank, we’re proud to say that the spirit of community banking lives on! We make the effort to really “know” you as a customer and to help you find the right financial solutions.Our story began in 1906 with the founding of Vickery National Bank in Lavonia, Georgia, by C. W. Vickery and other investors
Bank of Mingo in Williamson, West Virginia, is a retail, commercial, and online bank that established in 1976. Since opening, our locally owned bank has assisted many residents and businesses within the Southern West Virginia and Eastern Kentucky areas. Our services include CDs, IRAs, savings and checking accounts
First National Bank, we’re truly proud & honored to have been serving the coalfields of West Virginia & Kentucky since 1903. That’s more than a century of history dating back to the City of Williamson’s earliest days. Wallace Williamson, a member of the family who founded the city in the late 1800s, is also the founder of city’s very first bank.
