In 2026, the USDA loan limit for Durango in La Plata county of CO is set at $494,500. Conversely, the FHA limit for a single-family home stands at $596,850.
The Lendersa® USDA loan calculator is a valuable tool to compare the best available USDA versus FHA rates today. Use this to determine what income, credit, reserves, and documentation you need to qualify. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial needs in .
Understand 2026 Loan Limits and Downpayment Requirements in Durango, County of La Plata, CO
Loan Type
Loan Limit
Down Payment
USDA
$494,500
0%
FHA
$596,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Pathways in Durango, CO
Lendersa® is dedicated to providing you with the best USDA or FHA loan options quickly and effortlessly. Select one of three starting points to get connected with matching lenders and explore USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is only accessible in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans have no required down payment, enhancing accessibility for potential homeowners.
270 Walker Drive, Suite 110E, State College, PA, 16801
HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.
100 North Patterson Street, State College, PA, 16801
Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.
1402 S. Atherton Street, Suite 002, State College, PA, 16801
We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
1315 S Allen St, Suite 207, State College, PA, 16801
True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members.
The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
323 West Jones Street, Suite 600, Raleigh, NC, 27603
Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
