USDA Vs. FHA your options comparison in Cortez, Montezuma County, CO
As of 2025, the USDA loan limit in Cortez, located in Montezuma County, CO, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and assess the required income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator offers side-by-side visibility of USDA, FHA, Conforming, and VA programs, helping you decide the best option for your financial needs in .
Loan Limits and Downpayment Requirements in Cortez, Montezuma County, CO for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Cortez, CO
Lendersa® aims to quickly secure you the most suitable USDA or FHA loan without hassle. Start with one of three options leading to lender matches and supporting USDA loan programs.
The USDA home loan, backed by the government and managed by the Department of Agriculture, is sometimes referred to as a USDA rural development loan or a USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
GSEFCU can also put the “person” back in personal banking. Greater Salem Employees Federal Credit Union is a nonprofit, locally owned and operated by its members to encourage savings and to provide funds for members’ needs at competitive rates.Members participate in the GSEFCU by electing a Board of Directors, and these officers set credit union.
At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers
Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
"Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "
10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders
We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.
We build strong relationships with our customers, helping business owners grow their companies, and helping individual consumers be successful by providing straightforward products and convenient service. Our success is based on having respectful and knowledgeable bankers, as well as robust technology available to our customers.
