USDA Vs. FHA your options comparison in Milliken, Weld County, CO

During 2026, the USDA loan limit applicable in Milliken, located in Weld county, CO, is set to be $434,700. In contrast, the FHA loan limit for a single-family residence is $555,450.

Utilize the Lendersa® USDA loan calculator to assess the current best rates of USDA against FHA. This tool aids in determining the necessary income, credit score, reserves, and documentation required for qualification. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Milliken, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Milliken, CO

The aim at Lendersa® is to secure the most favorable USDA or FHA loan for you, swiftly and without difficulties. Choose from three starting options that lead to finding matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage does not necessitate a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NBT Realty Services, Inc.
  • 2546 Butternut Drive, Hillsborough, CA, 94010
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Nu Level Equity
  • 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
  • We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.

  • Karis Finance
  • 1534 Plaza Lane, Burlingame, CA, 94010
  • Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.

  • Pathmark Mortgage Company
  • 1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010
  • Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.

  • General Mortgage Capital Corporation
  • 1350 Bayshore Highway, Suite 740, Burlingame, CA, 94010
  • GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.

  • PREI Capital Group
  • 840 Hinckley Road, Suite 150, Burlingame, CA, 94010
  • Peninsula Real Estate Investors (PREI) Capital Group is a boutique mortgage company which was founded in 1991. We specialize in residential mortgage financing for properties located in California. Since inception, PREI Capital has originated well over $1 billion dollars in mortgage loans.

  • Wachter Investments Inc
  • 49 Park Road, Burlingame, CA, 94010
  • Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.

  • Fundamental Mortgage Corp
  • 380 Beach Rd., Suite A, Burlingame, CA, 94010
  • We value your time and understand your frustration with the banks process. Call us today for a free rate quote or click here for our proprietary Quick Quote system. We love bank turn downs and many of those already have completed appraisals that took weeks to finish. After review we will use your report to close the loan fast.

  • The Cottonport Bank
  • 153 Cottonport Avenue, Cottonport, LA, 71327
  • Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.

  • Rachel Moore
  • 750 NE Burnside, Gresham, OR, 97030
  • We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.

  • Marin County Federal Credit Union
  • 30 N San Pedro Rd, Suite 115, San Rafael, CA, 94903
  • Marin County’s favorite credit union for good reason: We give you the very best value for all your banking needs along with the friendly service you won’t get anywhere else. We offer low rates and fewer or no fees on Auto Loans, Home Equity Lines of Credit, Credit Cards and Signature loans plus 100% free Checking with free Mobile Banking.