USDA Vs. FHA your options comparison in Milliken, Weld County, CO

During 2026, the USDA loan limit applicable in Milliken, located in Weld county, CO, is set to be $434,700. In contrast, the FHA loan limit for a single-family residence is $555,450.

Utilize the Lendersa® USDA loan calculator to assess the current best rates of USDA against FHA. This tool aids in determining the necessary income, credit score, reserves, and documentation required for qualification. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Milliken, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Milliken, CO

The aim at Lendersa® is to secure the most favorable USDA or FHA loan for you, swiftly and without difficulties. Choose from three starting options that lead to finding matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage does not necessitate a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lendmor LLC
  • 3945 Savannah Court, Boulder, CO, 80301
  • Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan
  • AM Mortgage Brokers Inc
  • 4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
  • AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
  • Your Better Loan LLC
  • 5134 East 119th Way, Thornton, CO, 80233
  • Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Above & Beyond Mortgage Loans Inc
  • 2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
  • Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
  • Legacy Home Lending LLC
  • 3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
  • "We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs: FHA | FHA Ca
  • Horizons North Credit Union
  • 13559 Huron Street, Denver, CO, 80234
  • We are a full service financial institution serving the needs of the Metro North area, as well as specifically the staff, students, and parents of the Adams 12 Five Star Schools District. HNCU offers auto loans, home equity loans, financial planning, mortgage products, savings products, as well as online banking and bill pay options.
  • Mountain View Bank of Commerce
  • 12001 Pecos Street, Westminster, CO, 80234
  • We help our clients with whatever challenges they may be facing by using our entrepreneurial spirit, broad based experience, consultative approach and local decision making. You can count on us for candid and sound professional advice whether it’s proactively identifying an opportunity or mitigating a risk.
  • Popish Mortgage Group
  • 12365 Huron St, Suite 1800, Denver, CO, 80234
  • Popish Mortgage Group has been helping people achieve their dreams of homeownership since 2009. We specialize in first time home buyers but are highly experienced with all types of buyers. Whether you're looking for a conventional loan, VA loan, Jumbo or even a home renovation loan, Popish Mortgage Group is your trusted Colorado mortgage lender.
  • Pathway Home Lending Inc
  • 1499 West 120th Avenue, Suite 110, Westminster, CO, 80234
  • Pathway Home Lending is a Mortgage Brokerage that helps families achieve the dream of homeownership! Finding a great mortgage can be stressful and time-consuming. At Pathway Home Lending, finding the right mortgage for you is what we do. We know which lenders have the best rates to fit your needs
  • 5280 Loans Inc
  • 1120 West 122nd Avenue, Suite 106, Westminster, CO, 80234
  • The mortgage world is constantly evolving and we will help you navigate these uncharted waters. We have a commitment to tailor the best mortgage to meet your objectives and pride ourselves on honesty, transparency, and flawless execution. We are the Mile High City’s Low Cost Lender. Let us start helping you today.
  • Peak Mortgage Solutions
  • 11609 Shoshone Way, Westminster, CO, 80234
  • At Peak Mortgage Solutions, where we specialize in residential mortgages. At Peak Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.