USDA Loan Vs. FHA loan for Delta, CO [Delta County ]

In 2025, the USDA loan limit for Delta, within Delta County, CO, is $420,600, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the top USDA vs. FHA rates today and find out the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to select the best program for your financial situation in .

Exploring USDA and FHA Loan Options in Delta, CO

Lendersa® aims to quickly provide you with the best possible USDA or FHA loan without hassle. Choose one of three starting options to connect with lenders and USDA loan programs.

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What is a USDA Loan in CO?

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment at all.

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(303) 549-0748 Lender's profile and map Reviews Residential Capital Group LLC 27404 Arrowhead Lane, Conifer, CO, 80433 Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
(303) 674-2700 Lender's profile and map Reviews Evergreen National Bank 28145 Highway 74, Evergreen, CO, 80437 Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(720) 560-3148 Lender's profile and map Reviews Castle Peak Mortgage LLC 5567 South Perry Park Road, Sedalia, CO, 80135 Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.
(303) 660-0822 Lender's profile and map Reviews Bighorn Mortgage Group Ltd 2589 North State Highway, Suite 67, Sedalia, CO, 80135 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(303) 341-6558 Lender's profile and map Reviews New Capital Finance 5770 McIntyre St, Suite 5, Golden, CO, 80403 New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.
(303) 482-2361 Lender's profile and map Reviews Golden Lenders 18950 W 54th, Golden, CO, 80403 We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
(833) 759-7434 Lender's profile and map Reviews Skyridge Lending, LLC 509 Scott Ave, Suite 154, Woodland Park, CO, 80863 Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
(303) 860-1117 Lender's profile and map Reviews Options Credit Union 5935 S Zang St, Unit 4, Littleton, CO, 80127 Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
(303) 978-2274 Lender's profile and map Reviews Colorado Credit Union 10026 W. San Juan Way, Littleton, CO, 80127 Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville. In 1998, we expanded our membership to include other employer groups
(303) 667-4771 Lender's profile and map Reviews Fit Lending 10146 West San Juan Way, Unit 100, Littleton, CO, 80127 Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
(303) 972-4598 Lender's profile and map Reviews Complete Funding Financial Services Inc 7560 South Dome Peak, Littleton, CO, 80127 At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
(800) 359-7254 Lender's profile and map Reviews Profile Home Loans Inc 6225 South Van Gordon Way, Littleton, CO, 80127 Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.