USDA Loan Vs. FHA loan pro & con Delta, Delta County, CO

In 2025, the USDA loan limit for Delta, within Delta County, CO, is $420,600, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the top USDA vs. FHA rates today and find out the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to select the best program for your financial situation in .

Exploring USDA and FHA Loan Options in Delta, CO

Lendersa® aims to quickly provide you with the best possible USDA or FHA loan without hassle. Choose one of three starting options to connect with lenders and USDA loan programs.

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What is a USDA Loan in CO?

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment at all.

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(440) 734-0400 Lender's profile and map Reviews North Coast Credit Union 22735 Lorain Road, Fairview Park, OH, 44126 North Coast Credit Union (NCCU) is a member owned not for profit credit union located in Fairview Park, OH. NCCU offers members a variety of deposit options from Free Checking and Free Savings accounts to online banking, remote deposit. We also offer members Free Notary Service and Free Credit Review.
(216) 270-5530 Lender's profile and map Reviews Veritas Financial Group LLC 1060 Ledge Road, Medina, OH, 44256 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(330) 419-8243 Lender's profile and map Reviews COMMONWEALTH DIVERSIFIED LENDING 5000 Gateway Drive, Medina, OH, 44256 Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
(330) 410-3770 Lender's profile and map Reviews Consolidated Funding Corp 2425 Medina Road, Medina, OH, 44256 CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
(800) 413-5857 Lender's profile and map Reviews Crossroads Home Loans 2530 Medina Road, Suite 100, Medina, OH, 44256 "At Crossroads Home Loans. We are a web based Mortgage Firm. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services. Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
(440) 232-9540 Lender's profile and map Reviews Best Reward Federal Credit Union 5681 Smith Road, Brookpark, OH, 44142 Best Reward Federal Credit Union (formerly known as Reward One Credit Union) has been open since 1949. The credit union has assets totaling $178.18 Million and provides banking services to more than 12, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(330) 669-2117 Lender's profile and map Reviews Wayne County Community Federal Credit Union 311 Kaufman Drive, Smithville, OH, 44677 Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date
(770) 207-3000 Lender's profile and map Reviews Pinnacle Bank 1901 West Spring Street, Monroe, GA, 30655 Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H
(304) 576-4056 Lender's profile and map Reviews TWIN OAKS FEDERAL CREDIT UNION 27405 Huntington Road, Apple Grove, WV, 25502 Twin Oaks Federal Credit Union was established in 1977 by Mr. Charles W. Garland and a few eager co-workers. They all shared a dream and saw a need for a credit union inside the Goodyear plant in which they worked. On March 28, 1977 Goodyear WV Federal Credit Union was chartered to serve only the employees of the Goodyear plant
(330) 674-9015 Lender's profile and map Reviews The Commercial and Savings Bank 91 North Clay Street, Millersburg, OH, 44654 With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
(800) 332-8231 Lender's profile and map Reviews First Century Bank Georgia 1731 N. Elm St, Commerce, GA, 30529 At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
(440) 234-9660 Lender's profile and map Reviews Northeast Bancorp of America Inc 11925 Pearl Road, Suite 301, Strongsville, OH, 44136 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.