For 2025, the USDA loan limit designated for Clifton, which falls within Mesa county, CO, is determined to be $420,600. On the other hand, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to thoroughly compare the most favorable USDA versus FHA rates available today. This tool enables you to ascertain the necessary income, credit score, reserves, and essential documentation for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in making an informed decision about which program in areas like best aligns with your financial circumstances.
Comprehensive Analysis of 2025 Loan Limits and Down Payment Requirements in Clifton, Mesa County, CO
Loan Type
Loan Limit
Down Payment
USDA
$420,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Clifton, CO
The primary aim of Lendersa® is to provide you with the most suitable USDA or FHA loan efficiently and without complication. Choose one of three beginning routes that lead to connecting with lenders and matching USDA loan programs.
A USDA home loan, officially guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or mortgage and is exclusively available in rural communities. This loan type, contrasting with FHA loans that necessitate a minimum down payment of 3.5%, does not require any down payment, promoting greater accessibility to potential borrowers.
345 West 600 South, Suite 125, Heber City, UT, 84032
SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
"Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.
Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community.
Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!
At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
