USDA Vs. FHA Pro and Con comparison in Orchard-City, Delta County, CO

For 2025, the USDA loan limit in Orchard-City, Delta county, CO, is {DETAILS_LOAN_LIMIT_USDA_1_1}, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates of today. Determine the income, credit, reserves, and documents needed for qualification. Our mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA options side by side, assisting you in deciding the best program for your financial goal in .

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2025 Loan Limits and Downpayment Needs in Orchard-City, Delta, CO

Loan Type Loan Limit Down Payment
USDA {DETAILS_LOAN_LIMIT_USDA_1_1} 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Orchard-City, CO

The aim of Lendersa® is to promptly secure you the best USDA or FHA loan without any hassle. Choose from three approaches to link with appropriate lenders and USDA loan programs.

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Defining USDA Loans in CO

The USDA home loan, backed by the Department of Agriculture, is often called a USDA rural development loan or mortgage. Available solely in rural areas, it contrasts with FHA loans that need at least a 3.5% down payment, as USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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