USDA Vs. FHA Pro and Con comparison in Evergreen, Jefferson County, CO
In 2026, the USDA loan limit for Evergreen in Jefferson County, CO, is $684,200. Meanwhile, the FHA limit for a single-family home is $787,750.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and explore the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you determine the best option for your finances in .
Loan Limits and Downpayment Requirements in Evergreen, Jefferson County, CO for 2026
Loan Type
Loan Limit
Down Payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Explore USDA and FHA Loan Opportunities in Evergreen, CO
The purpose of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without any hassle. Choose one of three starting options that connect with lenders and USDA loan programs.
A USDA home loan, supported by the government through the Department of Agriculture, often called a USDA rural development loan or simply USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment.
Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
Lends in Colorado
Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
Lends in Colorado
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.
Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.
1898 Denver West Ct, Suite 1225, Golden, CO, 80401
Lends in Colorado
Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463.
The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.
