USDA Vs. FHA Pro and Con comparison in Evergreen, Jefferson County, CO

In 2026, the USDA loan limit for Evergreen in Jefferson County, CO, is $684,200. Meanwhile, the FHA limit for a single-family home is $787,750.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and explore the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you determine the best option for your finances in .

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Loan Limits and Downpayment Requirements in Evergreen, Jefferson County, CO for 2026

Loan Type Loan Limit Down Payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Explore USDA and FHA Loan Opportunities in Evergreen, CO

The purpose of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without any hassle. Choose one of three starting options that connect with lenders and USDA loan programs.

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Understanding the USDA Loan in CO

A USDA home loan, supported by the government through the Department of Agriculture, often called a USDA rural development loan or simply USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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