USDA Vs. FHA your options comparison in Evergreen, Jefferson County, CO

In 2026, the USDA loan limit for Evergreen in Jefferson County, CO, is $684,200. Meanwhile, the FHA limit for a single-family home is $787,750.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and explore the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you determine the best option for your finances in .

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Loan Limits and Downpayment Requirements in Evergreen, Jefferson County, CO for 2026

Loan Type Loan Limit Down Payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Explore USDA and FHA Loan Opportunities in Evergreen, CO

The purpose of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without any hassle. Choose one of three starting options that connect with lenders and USDA loan programs.

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Understanding the USDA Loan in CO

A USDA home loan, supported by the government through the Department of Agriculture, often called a USDA rural development loan or simply USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GL&L Holdings, LLC
  • 14780 Memorial Dr, Suite 220, Houston, TX, 77079
  • GL&L Holdings, LLC, a hard money lender in Houston, is a one-stop transaction center for all types of real estate asset-based private loans and hard money loans.We can provide private loans to investors on all types of investment properties in Texas. We also pay off other lenders and allow our applicants to net additional capital after payoff.

  • Nobel Mortgage & Investments, LLC
  • 11111 Katy Fwy #425, Houston, TX, 77079
  • Noble Mortgage & Investments, LLC was founded by Darel I. Daik (Residential Mortgage Loan Originator, NMLS ID#316081) in 2003 to provide innovative, timely, and competitive financing for real estate opportunities. and also We are a direct private real estate lender of hard money & conventional capital for both residential & commercial properties in

  • Optima Mortgage Corporation
  • PO Box 6852, Kingwood, TX, 77325
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.

  • The First National Bank of Brownstown
  • 108 E. Main Street, Brownstown, IL, 62418
  • The First National Bank of Brownstown was founded in 1913 to provide smart banking products and services to a growing agricultural community. Over 100 years and generations later, the bank remains locally owned and operated with a focus on community. Visit the bank for all your banking needs including checking, savings, personal loans.

  • M.E. Employees Credit Union
  • 111 E Randolph Street, Wausau, WI, 54401
  • M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.

  • Connexus Credit Union
  • 1 Corporate Drive, Suite 700, Wausau, WI, 54401
  • Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service

  • Peoples State Bank
  • 1905 Stewart Ave, Wausau, WI, 54401
  • Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.

  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.

  • All Seasons Mortgage Services Group
  • 1420 Esplanade Avenue, Klamath Falls, OR, 97601
  • All Seasons Mortgage Services Group full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.