In 2026, the USDA loan limit for Evergreen in Jefferson County, CO, is $684,200. Meanwhile, the FHA limit for a single-family home is $787,750.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and explore the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you determine the best option for your finances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $684,200 | 0% |
| FHA | $787,750 | 3.5% |
| Conventional Conforming | $787,750 | 3% |
The purpose of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without any hassle. Choose one of three starting options that connect with lenders and USDA loan programs.
A USDA home loan, supported by the government through the Department of Agriculture, often called a USDA rural development loan or simply USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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