USDA Vs. FHA Pro and Con comparison in Ca?on-City, Fremont County, CO

In 2024, USDA loan limit in Ca?on-City, county of Fremont, CO is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Ca?on-City, county of Fremont, CO

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Ca?on-City, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Great Plains Mortgage Company LLC
  • 473 Routt Dr., Loveland, CO, 80538
  • The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lend4Less Colorado
  • 1635 Foxtrail Drive, Suite 234, Loveland, CO, 80538
  • At Lend4Less, we can show you how to get a hassle free lower rate......and save money on your home loan! We typically beat 99% of other lender's rates & closing costs with a low hassle digital loan process. Lend4less, Inc. is an Equal Housing Opportunity. Lend4less Inc is in the Mortgage Bankers and Loan Correspondents business.
  • Alibel Mortgage
  • 3416 Windsor Ct, Loveland, CO, 80538
  • "At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients. We attend every closing. This ensures that your closing transaction goes smooth
  • The Investor's Source
  • 118 E 29th Street Suite H, Loveland, CO, 80538
  • The Investor’s Source LLC funds deals throughout Colorado, offering a variety of hard money lending programs that provide solutions to the short-term challenges facing real estate investors. We can pre-approve your deal in 24-48 hours (or less) with no initial appraisal or deposit required until pre-approval is complete. Ask about our Preferred/
  • Divina Mortgage Inc
  • 2626 Luther Lane, Fort Collins, CO, 80526
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a
  • Bank of Colorado
  • 1609 E Harmony Rd, Fort Collins, CO, 80525
  • Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.
  • Summit Home Mortgage, LLC
  • 375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525
  • Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals. Since your home is likely to be one of your largest assets, and your mortgage your largest debt
  • Integrity Lending Solutions Inc
  • 149 West Harvard Street, Suite 302, Fort Collins, CO, 80525
  • Integrity Lending Solutions Inc, was established in 2005 by Justin Obert and Mark Martino. We are local transplants from Colorado Springs, we both attended Colorado State University and never left the beautiful city of Fort Collins. Once we graduated we came upon the realization that we need to start a career. After learning the ropes.
  • FMS Bank
  • 520 Sherman, Fort Morgan, CO, 80701
  • FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service