USDA VS FHA in Canon-City, Fremont County, CO

In the year 2026, the USDA loan limit for properties in Canon-City, situated in Fremont county of CO, is set at $285,000. For a single-family home, the FHA loan limit is $356,362.

Leverage the Lendersa® USDA loan calculator to efficiently compare the leading USDA and FHA loan rates available today. Determine the income, credit score, reserves, and documentation necessary for qualification. Utilize our advanced mortgage calculator to view detailed comparisons of USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which option suits your financial needs best in .

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Understanding 2026 Loan Limits and Down Payment Requirements in Canon-City, Fremont County, CO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Canon-City, CO

Lendersa® strives to deliver the ideal USDA or FHA loan to you quickly and without hassle. You can select from three distinct starting points that connect you to lenders and USDA loan programs that best match your particular requirements.

Lendersa USDA loan request and result matching outlook

What Defines a USDA Loan in CO?

A USDA home loan is underwritten by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage. It is specifically offered in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, the USDA loan program requires no down payment, providing increased accessibility and flexibility for loan applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



Canon-City Lenders

  • Canon Signature Mortgage
  • 715 Main St, Canon City, CO, 81212
  • Lends in Colorado
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.

  • SFR Inc & MasterBuilt Homes LLC
  • 2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
  • Lends in Colorado
  • We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities.
    Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.

  • Curbow Home Loans
  • 3659 Star Ranch Rd., Colorado Springs, CO, 80906
  • Lends in Colorado
  • Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual

  • Mountain River Credit Union
  • 205 E 3rd. Street, Salida, CO, 81201
  • Lends in Colorado
  • Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.

  • High Country Bank
  • 7360 West Highway 50, Salida, CO, 81201
  • Lends in Colorado
  • High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders.
    On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.

  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Lends in Colorado
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.

  • All Colorado Mortgage Inc
  • 418 West Bijou St, Colorado Springs, CO, 80905
  • Lends in Colorado
  • Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more

  • Pikes Peak National Bank
  • 2401 W. Colorado Ave, Colorado Springs, CO, 80904
  • Lends in Colorado
  • Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.

  • Abundant Mortgage Lending Inc
  • 2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
  • Lends in Colorado
  • As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.