USDA Vs. FHA Pro and Con comparison in Lincoln-Park, Fremont County, CO
In 2025, the USDA loan limit for Lincoln-Park, in the county of Fremont, CO, stands at $285,000, while the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to check the best rates today, comparing USDA and FHA options. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you find the best option for your particular financial situation in .
2025 Loan Limits and Downpayment Requirements in Lincoln-Park, Fremont, CO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lincoln-Park, CO
Lendersa®'s aim is to provide you quickly with the best USDA or FHA loan without complications. Start with one of three approaches that match you with lenders and USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designated for use in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment.
Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service
Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.
Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.
We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest
The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages.
Northern State Bank has been serving the needs of our communities for over 85 years. The bank’s original charter incorporated the Marengo State Bank in 1920. In 1933 the articles of incorporation were amended, changing the name to Northern State Bank, and the main office was moved to Ashland.
Chippewa Valley Bank's roots go back to 1917, when it was first chartered by the State of Wisconsin in the small pioneer community of Winter. There was not much growth in the bank for many of the early years, with only basic banking products and services being offered. However, the bank was a pillar of strength for the small village.
Sun Pacific Federal Credit Union is the credit union for the employees of the Social Security Administration, Region IX (San Francisco Region). Region IX includes Northern California, Guam, American Samoa, Northern Marianas, Hawaii, Nevada and Arizona. and also Sun Pacific Federal Credit Union has been open since 1946.
