USDA Vs. FHA your options comparison in Penrose, Fremont County, CO
For 2026, the USDA loan limit in Penrose, within Fremont county, CO, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to efficiently compare today's best USDA and FHA rates. Discover the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in determining which program in best suits your financial situation.
2026 Loan Limits and Downpayment Details in Penrose, Fremont, CO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Penrose, CO
The goal of Lendersa® is to quickly secure you the best USDA or FHA loan without complications. Start with one of three selective paths to connect with appropriate lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment.
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
Lends in Colorado
We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities. Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.
Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual
Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.
At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.
Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
We are the breath of fresh air Colorado's dreamers are looking for. Power Credit Union sees beyond the money to empower members with the financial resources they need to live the life they want to live. We have a sincere interest in our members’ well-being and always have their best interest in mind.
MWCU is a locally owned and operated Credit Union serving the citizens of Pueblo & Custer County with exceptional customer service, reliable products and cutting edge technology to meet the needs of the busy, hardworking individuals we serve. Minnequa Works Credit Union is unlike other types of financial institutions that need to generate a profit.
