USDA Vs. FHA your options comparison in Frederick, Weld County, CO

For the year 2026, the USDA loan limit in Frederick, within the county of Weld, CO, is set at $434,700. Meanwhile, the FHA limit is $555,450 specifically for a single-family residence.

Utilize the Lendersa® USDA loan calculator to examine and compare today's USDA versus FHA optimal rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best suits your financial needs.

Compare offers from a range of 100 lenders

Loan limits and downpayment requirements for 2026 in Frederick, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Frederick, CO

Lendersa® aims to seamlessly provide you with the finest USDA or FHA loans promptly. Choose from one of the three pathways to connect with appropriate lenders and the USDA loan programs available.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is guaranteed by the United States Department of Agriculture, often referred to as the USDA rural development loan or mortgage, applicable in rural areas only. In contrast to FHA loans that demand a minimum 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Parco Finance LLC
  • 12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223
  • At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • North Star Mortgage Network Inc.
  • 12058 San Jose Blvd, Jacksonville, FL, 32223
  • NSMN is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • OneTrust Home Loans
  • 12443 San Jose Blvd, Unit 103,, Jacksonville, FL, 32223
  • OneTrust Home Loans is a privately-owned direct lender and servicer with sales and operations across the country. In addition to the standard loan options like Conventional, FHA, VA, USDA, and Jumbo, OneTrust also boasts Portfolio and Construction Lending divisions. OneTrust Home Loans places special importance on customer service
  • CommonWealth One Federal Credit Union
  • 4875 Eisenhower Avenue, Alexandria, VA, 22304
  • CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years. From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
  • MidAtlantic Financial Group, Inc
  • 433 Clayton Lane, Alexandria, VA, 22304
  • MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!
  • Choice Home Finance LLC
  • 5560 Compton Lane, Eldersburg, MD, 21784
  • Choice Home Finance is a licensed mortgage broker committed to responsible lending. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in most of the products and programs that are available today. We can help you secure a residential mortgage loan,
  • McCormick Mortgage Services LLC
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.
  • McCormick Mortgage Services
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.