USDA Vs. FHA your options comparison in Frederick, Weld County, CO
For the year 2025, the USDA loan limit in Frederick, within the county of Weld, CO, is set at $434,700. Meanwhile, the FHA limit is $555,450 specifically for a single-family residence.
Utilize the Lendersa® USDA loan calculator to examine and compare today's USDA versus FHA optimal rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best suits your financial needs.
Loan limits and downpayment requirements for 2025 in Frederick, Weld, CO
Loan Type
Loan Limit
Down Payment
USDA
$434,700
0%
FHA
$555,450
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Frederick, CO
Lendersa® aims to seamlessly provide you with the finest USDA or FHA loans promptly. Choose from one of the three pathways to connect with appropriate lenders and the USDA loan programs available.
A USDA home loan is guaranteed by the United States Department of Agriculture, often referred to as the USDA rural development loan or mortgage, applicable in rural areas only. In contrast to FHA loans that demand a minimum 3.5% down payment, the USDA loan requires none.
The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
United Bank is a local bank that was first established in Zebulon, GA, USA. United Bank was originally founded as the Bank of Zebulon in 1905 and later, in 1986, took on the name that it still has today. Though it only had a few branches in its early days of business, United Bank now has over nineteen offices south of the Metro Atlanta area.
Union Trades Federal Credit Union began in 1972 as the Plumbers & Steamfitters Federal Credit Union. The Credit Union was founded by union member, ""Bones Garrett"", with the help of 15 brother Pipefitters from Local 565.
In 2001, the credit union changed its name to Union Trades Federal Credit Union
One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
Mountain Heritage Federal Credit Union has been open since 1958. It's the 22nd largest credit union in West Virginia with assets totaling $48.94 Million and providing banking services to more than 8, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member gr
WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.
Painesville credit union is a member-owned, not-for-profit financial cooperative, whose goal is to be your trusted financial partner. By providing superior financial services in a friendly, professional manner, we strive to exceed our members' needs.We will continue to honor our Statement of Commitment to members by providing
L.C.E. Federal Credit Union was chartered in July of 1960 as a not-for-profit organization in Painesville, Ohio. It was established to serve the employees of Lake County and their immediate family members. The credit union originally had one employee and served less than one hundred members.
