USDA Vs. FHA your options comparison in Frederick, Weld County, CO

For the year 2025, the USDA loan limit in Frederick, within the county of Weld, CO, is set at $434,700. Meanwhile, the FHA limit is $555,450 specifically for a single-family residence.

Utilize the Lendersa® USDA loan calculator to examine and compare today's USDA versus FHA optimal rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best suits your financial needs.

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Loan limits and downpayment requirements for 2025 in Frederick, Weld, CO

Loan Type Loan Limit Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Frederick, CO

Lendersa® aims to seamlessly provide you with the finest USDA or FHA loans promptly. Choose from one of the three pathways to connect with appropriate lenders and the USDA loan programs available.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is guaranteed by the United States Department of Agriculture, often referred to as the USDA rural development loan or mortgage, applicable in rural areas only. In contrast to FHA loans that demand a minimum 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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