USDA and FHA Pro and Con in Mead, Weld County, CO

In the year 2025, the USDA loan limit for Mead, located in Weld county, CO, is $434,700, while for a single-family home, the FHA cap is $555,450.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and evaluate the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Mead, Weld, CO

Loan Type Loan Limit Down payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Mead, CO

The primary aim of Lendersa® is to furnish you with the best USDA or FHA loan promptly and effortlessly. Begin with one of three options that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CO?

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan type is exclusively for rural areas. USDA loans require no down payment, unlike FHA loans which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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