In the year 2025, the USDA loan limit for Mead, located in Weld county, CO, is $434,700, while for a single-family home, the FHA cap is $555,450.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and evaluate the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Mead, Weld, CO
Loan Type
Loan Limit
Down payment
USDA
$434,700
0%
FHA
$555,450
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mead, CO
The primary aim of Lendersa® is to furnish you with the best USDA or FHA loan promptly and effortlessly. Begin with one of three options that connect you to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan type is exclusively for rural areas. USDA loans require no down payment, unlike FHA loans which require a minimum of 3.5% down payment.
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Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
