USDA and FHA Pro and Con in Mead, Weld County, CO

In the year 2026, the USDA loan limit for Mead, located in Weld county, CO, is $434,700, while for a single-family home, the FHA cap is $555,450.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and evaluate the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2026 in Mead, Weld, CO

Loan Type Loan Limit Down payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Mead, CO

The primary aim of Lendersa® is to furnish you with the best USDA or FHA loan promptly and effortlessly. Begin with one of three options that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CO?

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan type is exclusively for rural areas. USDA loans require no down payment, unlike FHA loans which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mead Lenders

  • 1st Liberty Lending
  • 1215 Reserve Drive, Longmont, CO, 80504
  • Lends in Colorado
  • 1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Fidelity Home Mortgage LLC
  • 1906 Kristy Court, Longmont, CO, 80504
  • Lends in Colorado
  • Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Symple Home Loans LLC
  • 11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
  • Lends in Colorado
  • "Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
    We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
    Having built our business on trusting relationships with real estate professionals"

  • Matson Mortgage Services LLC
  • 1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
  • Lends in Colorado
  • I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation

  • Centennial Lending
  • 11281 Business Park Cir, Longmont, CO, 80504
  • Lends in Colorado
  • Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.

  • Abbey Mortgage & Investments
  • 549 N 4th St, Berthoud, CO, 80513
  • Lends in Colorado
  • We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,

  • Mortgage Contract Services Inc
  • 543 3rd Street, Berthoud, CO, 80513
  • Lends in Colorado
  • MORTGAGE CONTRACT SERVICES, INC. is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20021047746. The business office address is located at 543 3rd Street, Berthoud, CO 80513. The business is formed on February 26, 2002. The entity type is corporation.

  • Edge Mortgage Inc
  • 2016 Overland Drive, Johnstown, CO, 80534
  • Lends in Colorado
  • Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.

  • Kevin Teel Mortgage
  • 3900 Oakwood Dr, Longmont, CO, 80503
  • Lends in Colorado
  • "Kevin Teel - Mortgage Advisor. My overall goal is to make people more powerful than they were before we met.If we can do that through a mortgage, great; if it is Credit Repair, fantastic; if it's only Education, that’s wonderful. It's all about Benefit.

    Received the Longmont, Colorado FIVE STAR MORTGAGE PROFESSIONAL AWARD"