USDA VS FHA in Erie, Boulder County, CO

In 2025, the USDA loan limit in Erie, located in Boulder county, CO, is set to $523,400. For a single-family home, the FHA loan limit is $654,350.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates that are currently available. This tool assists in determining the necessary income, credit, reserves, and documents required for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your unique financial situation in .

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Understanding 2025 Loan Limits and Downpayment Requirements in Erie, Boulder County, CO

Loan Type Loan Limit Down Payment
USDA $523,400 0%
FHA $654,350 3.5%
Conventional Conforming $654,350 3%

Exploring USDA and FHA Loan Choices in Erie, CO

Lendersa® aims to find you the best USDA or FHA loans quickly and without complications. Choose from three different starting points to connect with lenders and discover USDA loan programs that match your needs.

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Defining a USDA Loan in CO

A USDA home loan, sponsored by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically accessible in rural settings. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment, thus offering substantial flexibility for potential borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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