USDA Vs. FHA Pro and Con comparison in Longmont, Boulder County, CO

In 2025, the loan limit for USDA in Longmont, within Boulder county, CO, is $747,500, whereas for a single-family home, the FHA limit stands at $856,750.

Use the Lendersa® USDA loan calculator to compare today's USDA and FHA rates and discern the necessary income, credit, and documents required for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in serves your financial needs best.

Contrast loan offerings from 100 lenders

2025 Loan Limits and Down Payment Requirements in Longmont, Boulder County, CO

Type of Loan Limit Down Payment
USDA $747,500 0%
FHA $856,750 3.5%
Conventional Conforming $856,750 3%

Exploring USDA and FHA Loan Options in Longmont, CO

Lendersa® strives to secure the most suitable USDA or FHA loan for you efficiently and smoothly. Choose from three options that align with matching lenders and USDA loan plans.

Results of Lendersa USDA loan requests and matches

Understanding the USDA Loan in CO

A USDA home loan, backed by the Department of Agriculture and often known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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