USDA Vs. FHA your options comparison in Longmont, Boulder County, CO

In 2025, the loan limit for USDA in Longmont, within Boulder county, CO, is $747,500, whereas for a single-family home, the FHA limit stands at $856,750.

Use the Lendersa® USDA loan calculator to compare today's USDA and FHA rates and discern the necessary income, credit, and documents required for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in serves your financial needs best.

Contrast loan offerings from 100 lenders

2025 Loan Limits and Down Payment Requirements in Longmont, Boulder County, CO

Type of Loan Limit Down Payment
USDA $747,500 0%
FHA $856,750 3.5%
Conventional Conforming $856,750 3%

Exploring USDA and FHA Loan Options in Longmont, CO

Lendersa® strives to secure the most suitable USDA or FHA loan for you efficiently and smoothly. Choose from three options that align with matching lenders and USDA loan plans.

Results of Lendersa USDA loan requests and matches

Understanding the USDA Loan in CO

A USDA home loan, backed by the Department of Agriculture and often known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vicksburg Railroad Credit Union
  • 2101 Cherry Street, Vicksburg, MS, 39180
  • Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.
  • Green Family Mortgage LLC
  • PO Box 11583, Portland, OR, 97211
  • Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.
  • Fidelity Mortgage Solutions LLC
  • 10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
  • Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
  • Alterna Mortgage Company
  • 10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
  • Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
  • Columbia Home Mortgage
  • 7845 SW Capitol Highway, Suite 5D, Portland, OR, 97219
  • Columbia Home Mortgage providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
  • Forrit Credit Union
  • 95 SW Taylor Street, Portland, OR, 97204
  • Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.
  • Team Swan
  • 310 Southwest 4th Ave, 300B, Portland, OR, 97204
  • Team Swan is the destination for people to become homeowners. It is our mission to be the leading lender to provide families homes where they can create memories and share ideas. We want to help make people's dreams a reality by providing the security of a home for all families. All we need to do is put an address to your dream.
  • Capital M Lending, LLC
  • 209 SW Oak Street, Suite 200, Portland, OR, 97204
  • Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.
  • Lumen Mortgage Corporation
  • 920 SW 6th Ave, Suite 1200, Portland, OR, 97204
  • At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
  • Downtown Development Group LLC
  • 920 SW 6th Ave Suite 223, Portland, OR, 97204
  • Downtown Development Group LLC and its affiliates have an ownership interest in more than 1,500,000 square feet of residential, industrial, retail, and office space within the Central Business District. The company is owned by the Goodman Family who have been investing in Portland.