USDA Vs. FHA your options comparison in Longmont, Boulder County, CO
In 2026, the loan limit for USDA in Longmont, within Boulder county, CO, is $747,500, whereas for a single-family home, the FHA limit stands at $856,750.
Use the Lendersa® USDA loan calculator to compare today's USDA and FHA rates and discern the necessary income, credit, and documents required for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in serves your financial needs best.
2026 Loan Limits and Down Payment Requirements in Longmont, Boulder County, CO
Type of Loan
Limit
Down Payment
USDA
$747,500
0%
FHA
$856,750
3.5%
Conventional Conforming
$856,750
3%
Exploring USDA and FHA Loan Options in Longmont, CO
Lendersa® strives to secure the most suitable USDA or FHA loan for you efficiently and smoothly. Choose from three options that align with matching lenders and USDA loan plans.
A USDA home loan, backed by the Department of Agriculture and often known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, the USDA mortgage requires no down payment.
1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,
1525 Lakeville Drive, Suite 137, Kingwood, TX, 77339
Lone Star Financing is a direct lender offering a full line of home loan products with low rates, low fees, and really fast closings. We strive to close every loan in 28 days or less! As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting giving us efficiency.
The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
"Texas Professional Mortgage (TPM) is a full service correspondent lender founded on the practice of exceeding customer expectations for service, competitive interest rates and low closing costs.
Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower. Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
Bank of Oak Ridge is a Louisiana chartered bank that began in 1910 and has proudly served Oak Ridge and the surrounding Morehouse and Richland Parish area for over 100 years. We were excited to expand our community banking services into Monroe, LA, by opening a Loan Production Office in June 2016, then converting it to a full-service branch in Sept
At Cross Keys Bank our Mission Statement is simple: “Our mission is to help our customers succeed.” Since our beginning in 1902 we have served the people and the communities of Northeast Louisiana by providing products and customer service as a package. They just go together. For 18 consecutive years, we have received the highest award.
