USDA and FHA Pro and Con in Fruita, Mesa County, CO
As of 2025, the USDA loan limit for Fruita in Mesa county, CO, stands at $420,600. In comparison, the FHA loan cap for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the necessary income, credit profile, reserves, and documentation for qualification requirements. Our enhanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loan products side-by-side, aiding you in selecting the most suitable plan in tailored to your financial needs.
Loan limits and down payment requirements for 2025 in Fruita, located in Mesa, CO
Loan Type
Loan Limit
Down payment
USDA
$420,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA loan options in Fruita, CO
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, minimizing stress along the way. Choose from three starting points that connect you with lenders and USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture and is often termed the USDA rural development loan or USDA mortgage, designed exclusively for rural communities. While FHA loans require at least a 3.5% down payment, a USDA mortgage requires none.
With a long history of brokering residential & commercial loans Dave Whitsell brings the experience & honesty that you want & need to make your loans flow smoothly. He has built a reputation of knowing how to get the deals done when others have had problems. So when you are ready to be treated as a client for life not a customer for now call Dave.
2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.
From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it
2450 South Shore Blvd, Suite 301, League City, TX, 77573
American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.
Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.
Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership
238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573
Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.
1930 Piggott State Bank opened its banking doors. Since that humble beginning, our bank has grown with the community and our many loyal banking customers.Piggott State Bank is the only bank chartered in Clay County and your banking decisions are made by local bankers We are dedicated to remaining home-owned and home-operated and proud of our strong
