USDA Loan Vs. FHA loan for Orchard-Mesa, CO 2025

For 2025, the USDA loan limit in Orchard-Mesa, in Mesa County, CO stands at $285,000, while the FHA limit for a single-family home reaches $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate the best USDA VS FHA rates available right now. This tool helps determine the income, credit score, reserves, and documentation needed to qualify. Our enhanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA choices, allowing you to choose which program in Alabama suits your financial situation best.

Options for USDA and FHA Loans in Orchard-Mesa, CO

Lendersa® is dedicated to quickly finding you the best USDA or FHA loans without hassle. Begin with one of three starting options to connect with lenders and suitable USDA programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is often called the USDA rural development loan. These loans are available only in rural areas and, unlike FHA loans which require a minimum of 3.5% down, USDA loans require no down payment.

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(864) 366-2158 Lender's profile and map Reviews Abbeville First Bank, SSB 205 S. Main Street, Abbeville, SC, 29620 Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.
(304) 873-2361 Lender's profile and map Reviews West Union Bank 212 Main Street, West Union, WV, 26456 West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
(304) 232-9840 Lender's profile and map Reviews Teamsters Local 697 FCU 901 Market Street, Wheeling, WV, 26003 Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
(304) 243-0499 Lender's profile and map Reviews OCPS Federal Credit Union 280 Fulton Street, Wheeling, WV, 26003 OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy
(800) 225-1620 Lender's profile and map Reviews Hancock County Savings Bank 351 Carolina Avenue, Chester, WV, 26034 The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
(304) 748-6622 Lender's profile and map Reviews Strip Steel Employees Federal Credit Union 3316 Main Street, Weirton, WV, 26062 We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company
(304) 723-5605 Lender's profile and map Reviews Hancock School Employees Federal Credit Union 384 Penco Road, Weirton, WV, 26062 Hancock School Employees Federal Credit Union is a school credit union located in Weirton, West Virginia, belonging to the Weirton-Wellsburg Chapter of West Virginia Credit Unions. When the charter members first began this credit union in November 1972, it encompassed only one school district, Hancock County Schools.
(800) 427-4835 Lender's profile and map Reviews First Choice America Community CU 3501 Main Street, Weirton, WV, 26062 First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.
(304) 323-3732 Lender's profile and map Reviews Mercer County Teachers FCU 258 Blue Prince Road, Suite 102, Bluefield, WV, 24701 The Mercer County WV Teachers Federal Credit Union (MCWVTFCU) has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, MCWVTFCU will continue a sound yet progressive.
(828) 437-1426 Lender's profile and map Reviews Morganton Savings Bank, S.S.B. 100 South King Street, Morganton, NC, 28655 Morganton Savings Bank S.S.B. is Burke County’s only local financial institution, serving our neighbors and friends continuously since 1903.In 2001, we completed an adaptive historical renovation of “The Cedars”, the home of Col. Samuel McDowell Tate and relocated our offices in this landmark building. We are located at the intersection of West Uni
(229) 377-7200 Lender's profile and map Reviews United National Bank 722 North Broad Street, Cairo, GA, 39828 UNB will meet with immediate success in serving the financial needs of a rapidly expanding community.We will work hard to earn the confidence and trust you have placed in us. We know our neighbors and we will offer more personalized and friendlier service in meeting all of your financial needs
(864) 542-3521 Lender's profile and map Reviews Pathway Mortgage 2117 Boiling Springs Rd, Boiling Springs, SC, 29316 "Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service. Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"