In the year 2025, the USDA loan limit in Grand-Junction, within the county of Mesa, CO, is set at $285,000. Meanwhile, for a single-family home, the FHA limit reaches $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates, ascertain income, credit, reserves, and document requirements for eligibility. With our enhanced mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA programs, helping you decide which alternative in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Grand-Junction, County of Mesa, CO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Grand-Junction, CO
Lendersa® aims to deliver the best possible USDA or FHA loan with speed and ease. Choose from three initial approaches that align you with appropriate lenders and USDA loan solutions.
The USDA home loan, endorsed by the governmental Department of Agriculture—known as the USDA Rural Development loan or USDA mortgage—is exclusively available in rural areas. FHA loans necessitate at least a 3.5% down payment, while USDA loans importantly require no down payment whatsoever, providing a distinct advantage.
When we formed back in 2007, we felt that our community deserved the personal and professional service that only a local bank could deliver. We made it our goal to ingrain ourselves into the community, to learn its unique needs and to take our knowledge to serve the business owners, entrepreneurs, homeowners and consumers in our market.
980 Johnson Ferry Road, Suite 190, Atlanta, GA, 30342
Northside Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid
We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.
Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.
8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350
We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.
8601 Dunwoody Pl, Suite 406, Sandy Springs, GA, 30350
Our company is a leading provider of short-term consumer loans, operating since 1994.
Building strong relationships, by providing a valuable service to the communities in which we serve by offering access to short-term financial solutions in the form of Title, Payday and Signature Installment Loans that fit our client's immediate financial needs
