USDA VS FHA in Grand-Junction, Mesa County, CO

In 2024, USDA loan limit in Grand-Junction, county of Mesa, CO is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Grand-Junction, county of Mesa, CO

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Grand-Junction, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Solutions of Utah
  • 11470 S 1320 E, Sandy, UT, 84092
  • Mortgage Solutions LLC is small! Small means fast, efficient & fluid. Small also means you deal with Kevin Mansouri & one other directly. Being a Small & being a Broker, gives you the best edge when getting your loan. Or, if you’re a realtor, it gets your client the best deal period.
  • American Liberty Mortgage, Inc
  • 1932 W 33rd Ave, Denver, CO, 80211
  • American Liberty’s ultimate goal is to create clients for life so that we may continue providing excellent service We are Denver, Colorado’s Top Mortgage Lender for Colorado home purchase loans and mortgage refinancing of your FHA, VA and conventional loans. American Liberty Mortgage is committed to providing our clients with a smooth mortgage
  • Blue Dolphin Investments LLC
  • 2460 W. 26th Ave, Suite 25-C, Denver, CO, 80211
  • Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
  • Jen Hill Mortgages
  • 1932 W 33rd Ave, Denver, CO, 80211
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Indicate Capital
  • 2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
  • "Indicate Capital is a private capital lender that focuses on issuing debt on commercial and residential real estate throughout the US. Indicate Capital’s program is based on the theory that the current state of capital markets is keeping savvy investors and business operators from obtaining traditional bank"
  • Market Financial Mortgage
  • 3650 Osage Street, Denver, CO, 80211
  • Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance
  • Capital Works Mortgage
  • 2079 W. 44th Ave., Denver, CO, 80211
  • Capital Works Mortgage opened its doors as an independent locally owned firm in 2013. In addition, each mortgage professional on the team has more than 10 years of experience in the banking and finance industry. Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal
  • Platte River Mortgage
  • 1643 Boulder St, Suite 102, Denver, CO, 80211
  • Platte River Mortgage & Investments, Inc. was founded in 2005 based on the principal that more favorable model could be developed for structuring mortgage loans and providing a higher level of service. Remaining purposefully small as a boutique mortgage company, we have grown our business through referrals from existing clients