USDA and FHA Pro and Con in Glenwood-Springs, Garfield County, CO

As of 2026, the USDA loan limit in Glenwood-Springs, part of Garfield county in CO, is $657,900. Comparatively, for a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates. Determine the necessary income, credit profile, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, to find the most appropriate program for your financial scenario in .

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Loan Limits and Down Payment Needs for 2026 in Glenwood-Springs, Garfield, CO

Loan Type Maximum Limit Down Payment Required
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $765,600 3%

USDA and FHA Loan Opportunities in Glenwood-Springs, CO

Lendersa® aims to connect you quickly with the best USDA or FHA loan, ensuring a smooth process. Start with one of three choices that lead to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in CO

A USDA home loan is a government-backed option by the Department of Agriculture, commonly referred to as the USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages don't demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Westport Federal Credit Union
  • 655 State Road, Westport, MA, 02790
  • In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.
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  • Newburyport Five Cents Savings Bank
  • 63 State Street, Newburyport, MA, 01950
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  • Institution For Savings
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  • The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
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  • GSEFCU can also put the “person” back in personal banking. Greater Salem Employees Federal Credit Union is a nonprofit, locally owned and operated by its members to encourage savings and to provide funds for members’ needs at competitive rates.Members participate in the GSEFCU by electing a Board of Directors, and these officers set credit union.
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  • 71 Washington Street, Salem, MA, 01970
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  • 195 Washington Street, Weymouth, MA, 02188
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  • Blue Water Mortgage
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  • Abington Bank, part of the Hometown Financial Group banking family. We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.