USDA and FHA Pro and Con in Glenwood-Springs, Garfield County, CO
As of 2025, the USDA loan limit in Glenwood-Springs, part of Garfield county in CO, is $657,900. Comparatively, for a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates. Determine the necessary income, credit profile, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, to find the most appropriate program for your financial scenario in .
Loan Limits and Down Payment Needs for 2025 in Glenwood-Springs, Garfield, CO
Loan Type
Maximum Limit
Down Payment Required
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$765,600
3%
USDA and FHA Loan Opportunities in Glenwood-Springs, CO
Lendersa® aims to connect you quickly with the best USDA or FHA loan, ensuring a smooth process. Start with one of three choices that lead to suitable lenders and USDA loan programs.
A USDA home loan is a government-backed option by the Department of Agriculture, commonly referred to as the USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages don't demand any down payment.
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