USDA Vs. FHA Pro and Con comparison in Silt, Garfield County, CO
In 2025, the USDA loan limit for Silt, within Garfield county, CO, is set at $776,600, whereas the FHA cap for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA loans today. Assess the income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in determining the best program for your specific financial needs in .
2025 Loan Limits and Downpayment Requirements in Silt, Garfield, CO
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$948,750
3%
Options for USDA and FHA Loans in Silt, CO
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without complexity. Start with one of three options for matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
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