USDA Vs. FHA your options comparison in Silt, Garfield County, CO

In 2026, the USDA loan limit for Silt, within Garfield county, CO, is set at $776,600, whereas the FHA cap for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA loans today. Assess the income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in determining the best program for your specific financial needs in .

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2026 Loan Limits and Downpayment Requirements in Silt, Garfield, CO

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $948,750 3%

Options for USDA and FHA Loans in Silt, CO

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without complexity. Start with one of three options for matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Clarifying the USDA Loan in CO

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The First National Bank
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