USDA VS FHA in New-Castle, Garfield County, CO

In 2026, the USDA loan limit for New-Castle in Garfield County, CO is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to decide which program best suits your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in New-Castle, Garfield County, CO

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $765,600 3%

USDA and FHA Loan Options in New-Castle, CO

Lendersa® aims to get you the best USDA or FHA loans quickly and easily. Select from three starting points to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan. This option is available in rural areas only. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



New-Castle Lenders

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Lends in Colorado
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • First Colorado National Bank
  • 133 Grand Avenue, Paonia, CO, 81428
  • Lends in Colorado
  • First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.

  • Hamlet Financial Corporation
  • 1445 Red Butte Drive, Aspen, CO, 81611
  • Lends in Colorado
  • At Hamlet Financial Corporation. We know that each customer has specific needs, so we strive to meet those demands with a wide array of products, exceptional service and individualized attention. We offer an extensive network of lending sources for conforming, jumbo and super jumbo loans for primary residences, second homes

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • Lends in Colorado
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • Rio Blanco Schools Federal Credit Union
  • 402 W. Main Street, Suite 139, Rangely, CO, 81648
  • Lends in Colorado
  • In 1959 Rio Blanco Schools Federal Credit Union began by the teachers for the teachers to serve the Rangely School District and the Meeker School District. Through the years the scope of our membership has grown. We now accept membership of those who are employees and family members of Rangely and Meeker School Districts.

  • Grand Junction Federal Credit Union
  • 633 24 Road, Grand Junction, CO, 81505
  • Lends in Colorado
  • GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit & travel cards, gift cards, money orders, low interest loans.

  • Grand Valley Home Loans
  • 127 N Cherry St, Fruita, CO, 81521
  • Lends in Colorado
  • Discovering your dream home is easier with Grand Valley Home Loans. Since 2016, they've been helping clients navigate the intricate world of home financing with options like VA, FHA, and USDA loans. Whether upgrading, downsizing, or just starting your homeowner journey, they offer specialized services like no money down and down payment grants. Rea

  • Home Loan State Bank
  • 205 N. 4th Street, Grand Junction, CO, 81501
  • Lends in Colorado
  • Home Loan’s mission is to be the preeminent financial services company in Western Colorado. Our vision involves continuously evolving and growing our institution by adding new services and products, recruiting and retaining the best bankers, lenders and service staff, all the while merging cutting edge technology with traditional values.