USDA and FHA Pro and Con in New-Castle, Garfield County, CO

In 2026, the USDA loan limit for New-Castle in Garfield County, CO is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to decide which program best suits your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in New-Castle, Garfield County, CO

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $765,600 3%

USDA and FHA Loan Options in New-Castle, CO

Lendersa® aims to get you the best USDA or FHA loans quickly and easily. Select from three starting points to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in CO

A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan. This option is available in rural areas only. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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