USDA VS FHA in New-Castle, Garfield County, CO

In 2025, the USDA loan limit for New-Castle in Garfield County, CO is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to decide which program best suits your financial situation in Alabama.

Explore offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in New-Castle, Garfield County, CO

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $765,600 3%

USDA and FHA Loan Options in New-Castle, CO

Lendersa® aims to get you the best USDA or FHA loans quickly and easily. Select from three starting points to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan. This option is available in rural areas only. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Georgia First Bank
  • 1202 Second Street, Soperton, GA, 30457
  • Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar
  • Armstrong County Building and Loan Association
  • 935 Fifth Avenue, Ford City, PA, 16226
  • ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,
  • Armstrong Associates Federal Credit Union
  • 414 Ford Street, Ford City, PA, 16226
  • Armstrong Associates Federal Credit Union has been open since 1958 and also Armstrong Associates Federal Credit Union believes in the philosophy of “not for profit, not for charity – but for service.” Our mission is to protect members’ assets while providing a high degree of products and services and a fair rate on loans and shares.
  • Bank of York
  • 13 W Liberty St, York, SC, 29745
  • Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
  • First United National Bank
  • 19535 Route 208, Fryburg, PA, 16326
  • First United National Bank was founded in August 1909 and is based in Fryburg, Pennsylvania. The bank operates as a subsidiary of Fryburg Banking Company, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First United National Bank is classified as a commercial bank, national charter
  • Lake Shore Savings Bank
  • 128 East Fourth Street, Dunkirk, NY, 14048
  • Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
  • S.U.N.Y. Fredonia Federal Credit Union
  • 280 Central Avenue, Fredonia, NY, 14063
  • SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • Davis Trust Company
  • 227 Davis Avenue, Elkins, WV, 26241
  • Davis Trust Company was founded on June 17th of 1901 by former US Senator Henry Gassaway Davis. Henry G. Davis is responsible for the formation of many local landmarks in Elkins, WV such as Davis & Elkins College including the historic mansions, Halliehurst and Graceland, as well as Davis Memorial Hospital.