USDA VS FHA in Greenwood-Village, Arapahoe County, CO

For 2026, the USDA loan limit in Greenwood-Village, which is within Arapahoe county of CO, is set at $477,400. In contrast, the FHA limit for a single-family home is $596,850.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, aiding in the decision-making process for selecting the best program for your financial situation, particularly for those in .

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Comprehensive Loan Limits and Downpayment Requirements for 2026 in Greenwood-Village, County of Arapahoe, CO

Loan Type Loan Limit Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Exploring USDA and FHA Loan Solutions in Greenwood-Village, CO

Lendersa®'s mission is to connect you with the ideal USDA or FHA loan swiftly and without complications. Choose one of three starting points to find lenders that match USDA loan offerings tailored to you.

Illustration of Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is targeted exclusively for rural communities. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage loan does not require any down payment, enhancing financial accessibility for homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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