USDA and FHA Pro and Con in Greenwood-Village, Arapahoe County, CO

For 2026, the USDA loan limit in Greenwood-Village, which is within Arapahoe county of CO, is set at $477,400. In contrast, the FHA limit for a single-family home is $596,850.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, aiding in the decision-making process for selecting the best program for your financial situation, particularly for those in .

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Comprehensive Loan Limits and Downpayment Requirements for 2026 in Greenwood-Village, County of Arapahoe, CO

Loan Type Loan Limit Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Exploring USDA and FHA Loan Solutions in Greenwood-Village, CO

Lendersa®'s mission is to connect you with the ideal USDA or FHA loan swiftly and without complications. Choose one of three starting points to find lenders that match USDA loan offerings tailored to you.

Illustration of Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is targeted exclusively for rural communities. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage loan does not require any down payment, enhancing financial accessibility for homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greenwood-Village Lenders

  • Table Mountain Mortgage
  • 5147 E. Weaver Pl, Centennial, CO, 80121
  • Lends in Colorado
  • "Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve.

    We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"

  • Columbine Federal Credit Union
  • 4902 E Dry Creek Rd, Centennial, CO, 80122
  • Lends in Colorado
  • Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.

  • Arapahoe Credit Union
  • 3999 E. Arapahoe Rd, Centennial, CO, 80122
  • Lends in Colorado
  • Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.

  • Silver Leaf Mortgage Inc
  • 6972 South Vine Street, Suite 366, Centennial, CO, 80122
  • Lends in Colorado
  • Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.

  • Colorado One Mortgage
  • 7950 Lincoln Street, Suite 115, Littleton, CO, 80122
  • Lends in Colorado
  • Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.

  • Liberty Lending Group
  • 7500 South University Blvd, Suite 102, Centennial, CO, 80122
  • Lends in Colorado
  • Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.

  • Access Equity Corp
  • 7950 S Lincoln St, Suite 109, Littleton, CO, 80122
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Clean Energy Federal Credit Union
  • PO Box 4233, Englewood, CO, 80155
  • Lends in Colorado
  • Founded by Terri Mickelsen in 2017, Clean Energy Credit Union is a financial institution focused solely on providing customized loans that reduce the cost of clean energy products and services for individuals who seek to make a positive impact on this world. Our team is passionate about promoting clean energy in order to protect our environment.

  • Colorado VA Home Loans
  • 4600 S Syracuse Street, 9th Floor, Denver, CO, 80237
  • Lends in Colorado
  • Our mission is to provide anyone who is VA eligible and currently living in Colorado, or planning to relocate here, with the best VA mortgage loans possible. We possess over 20 years of VA mortgage lending experience and have helped hundreds of veterans and active duty personnel achieve their goal of home ownership.