USDA Loan Vs. FHA loan for Lone-Tree, CO [Douglas County ]

In 2026, the USDA loan cap available in Lone-Tree, within the county of Douglas, CO, is set at $477,400, whereas the FHA limit for a single-family dwelling is $596,850.

The Lendersa® USDA loan calculator is a useful tool for comparing today’s top USDA versus FHA rates, helping you determine the income, credit profile, reserves, and documents necessary to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision as to which program in suits your financial needs best.

Explore USDA and FHA Loan Options in Lone-Tree, CO

Lendersa® aims to expedite the process of securing the best USDA or FHA loan for you, eliminating unnecessary hassles. You can start with one of three options, all designed to help you find lenders and participate in USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in CO?

The USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, designated for rural communities. In contrast to FHA loans, requiring a minimum of 3.5% down, USDA mortgages necessitate no down payment at all.

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Lone-Tree Lenders
(303) 489-0221 Lender's profile and map Community Mortgage Partners LLC 7431 Park Meadows Drive, Lone Tree, CO, 80124 Lends in Colorado Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(720) 235-7696 Lender's profile and map Mountain View Lending Specialists LLC 10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124 Lends in Colorado Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.
(720) 329-3782 Lender's profile and map Graham Financial 9233 Park Meadows Drive, Suite 400, Lone Tree, CO, 80124 Lends in Colorado We have access to programs most banks cannot access with access to wholesale financing. Less cost and lower rates, gives homeowners access to more affordability. We can perform financing for those that are behind on their mortgage that need to catch up, all the way to the most qualified individuals
(720) 214-2898 Lender's profile and map A Better Choice Mortgage 10375 Park Meadows Drive, Suite 500, Lone Tree, CO, 80124 Lends in Colorado In 2001, A Better Choice Mortgage was established to provide Colorado homeowners a less expensive alternative for home financing needs. Shocked at the massive commissions and price gouging that was rampant in the industry, we knew a lower cost and fair alternative was essential. Since our inception,
(303) 572-6895 Lender's profile and map Premier Home Loans 8600 Park Meadows Dr, Suite 300A, Lone Tree, CO, 80124 Lends in Colorado Premier Home Loans are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(303) 790-2222 Lender's profile and map SCL Mortgage 10375 Park Meadows Drive, Suite 120, Lone Tree, CO, 80124 Lends in Colorado SCL Mortgage has loan programs available for most everyone. We specialize in assisting people with unusual financing needs as well as those with great credit. We are truly a one-stop-shop for your all your residential mortgage and also We take great pride in our team and have the unique expertise and caring attitude to help you get your loan .
(303) 697-9968 Lender's profile and map Deer Creek Mortgage 8603 Redstone Street, Littleton, CO, 80126 Lends in Colorado Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(720) 290-8305 Lender's profile and map BW Mortgage LLC 1745 Shea Center Dr, Suite 400, Littleton, CO, 80129 Lends in Colorado At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(720) 290-8305 Lender's profile and map Home Grants Colorado 1745 Shea Center Dr, Suite 400, Highlands Ranch, CO, 80129 Lends in Colorado Buying your first home is one of the best financial decisions you can make! It’s also one of the biggest purchases most people make in their life time. That’s why our financing professionals have partnered with Colorado Grant Programs to help you with making that process easier. Not only will they be able to tell you quickly.