USDA Vs. FHA Pro and Con comparison in Centennial, Arapahoe County, CO
For the year 2025, the USDA loan limit in Centennial, located in the county of Arapahoe, CO, amounts to $547,400, whereas the FHA limit for a single-family home is $787,750.
Employ the Lendersa® USDA loan calculator to pit today's best USDA and FHA rates against each other, and ascertain the income, credit, and reserves needed alongside required documents for eligibility. With our advanced mortgage calculator, you can effortlessly compare the USDA, FHA, Conforming, and VA options, assisting you in choosing the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Centennial, Arapahoe County, CO
Type of Loan
Maximum Limit
Required Down Payment
USDA
$547,400
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Exploring USDA and FHA Loan Options in Centennial, CO
The goal of Lendersa® is to facilitate rapid access to the best USDA or FHA loan options with minimal fuss. Choose from one of three start points that align you with lenders and matching USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans do not require any down payment at all.
The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages.
Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
Jose Valencia as a Broker Associate and owner of JLV Realty and Mortgage with a full Real Estate Service and also a variety loans programs to buy or refinance. Also if you need to sell your home, We will be able to help you. JLV Realty and Mortgage will to work under the principal that the client is always right even though we are also realistic.
Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
2436 Professional Drive, Suite 100, Roseville, CA, 95661
Delta Lending Group has been an established mortgage lending company for the last 17 years. Nestled in the heart of Brentwood, CA, Delta’s reputation for quick, easy, and friendly home loans is renown throughout Northern California. People have come to know us as the top servicer of refinancing
