USDA Vs. FHA Pro and Con comparison in Centennial, Arapahoe County, CO
For the year 2026, the USDA loan limit in Centennial, located in the county of Arapahoe, CO, amounts to $547,400, whereas the FHA limit for a single-family home is $787,750.
Employ the Lendersa® USDA loan calculator to pit today's best USDA and FHA rates against each other, and ascertain the income, credit, and reserves needed alongside required documents for eligibility. With our advanced mortgage calculator, you can effortlessly compare the USDA, FHA, Conforming, and VA options, assisting you in choosing the optimal program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Centennial, Arapahoe County, CO
Type of Loan
Maximum Limit
Required Down Payment
USDA
$547,400
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Exploring USDA and FHA Loan Options in Centennial, CO
The goal of Lendersa® is to facilitate rapid access to the best USDA or FHA loan options with minimal fuss. Choose from one of three start points that align you with lenders and matching USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans do not require any down payment at all.
Southside Mortgage Corporation is a locally owned and operated company with its office located in South Hill, Virginia. If you are unsure about what's best for you, don't be embarrassed! Mortgages can sometimes be a bewildering world of choices, options, and terminology. That's why we employ friendly, full-time professional.
4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence.
We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.
3740 Beach Blvd, Suite 300, Jacksonville, FL, 32207
Linward Realty is an integral part of the Linward Family of Companies. Located in Jacksonville, Florida with over 50 years combined experience in Northeast Florida Real Estate, our team has transacted in excess of $50, 000, 000 in Real Estate transactions. Dating back to 1996 when Linward Development Corporation was created,
Coastline Federal Credit Union is a full–service, not–for–profit financial cooperative. We provide personal banking services but, unlike a bank, we're owned by our account holders—members like you! Our goal is to be better than a bank by delivering outstanding service, competitive savings yields.
First Down Mortgage, LLC – NMLS 1920842 is a registered and licensed mortgage brokerage firm located in Jacksonville, FL. We offer services such as brokering residential purchases and refinances, as well as providing related mortgage loan guidance. We are a client centric brokerage firm focused on the satisfaction
"Prodigy Home Loans has been serving the home loan needs of Florida home buyers since 1999, offering a full portfolio of mortgage lending options.
Are you looking to purchase your first home? Have you found the home of your dreams? Or maybe you are considering refinancing or consolidating debt."
