USDA Vs. FHA Pro and Con comparison in Highlands-Ranch, Douglas County, CO
For 2026 in Highlands-Ranch, Douglas county, CO, the USDA loan limit is $477,400, whereas the FHA limit for a single-family home is $596,850.
Utilize Lendersa®'s USDA loan calculator to compare current USDA versus FHA rates. You can also assess income, credit, and document requirements to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial situation.
Loan Limits & Down Payment Requirements for 2026 in Highlands-Ranch, Douglas County, CO
Loan Type
Maximum Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional
$596,850
3%
Explore USDA and FHA Loan Choices in Highlands-Ranch, CO
The goal of Lendersa® is to secure for you the optimal USDA or FHA loan quickly and without hassle. Start from one of three possible paths to connect with compatible lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture. Often referred to as a USDA rural development loan or mortgage, it is available exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York.
In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized
Launch Credit Union was officially chartered in April of 1963, & since then we’ve been providing quality financial products and exceptional service to our members for more than 50 years. We look forward to helping you go beyond to reach your financial goals. Stop by any of our conveniently located branches to open your savings & checking account,
112 West Park Drive, Suite 300, Mount Laurel, NJ, 08054
Financial Freedom Mortgage, LLC. was established with the mission of creating extraordinary mortgage solutions for the citizens of New Jersey, Maryland, Delaware and Florida. That mission continues to be a driving force through today. Financial Freedom Mortgage has always sought out the nation's most creative and responsible lenders.
305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.
700 East Gate Drive, Suite 400, Mount Laurel, NJ, 08054
Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States
HighPoint Mortgage Inc. has over 20 years of experience specializing in all facets of residential mortgage lending. His extensive knowledge in Conventional, FHA, VA and USDA guidelines enables him to evaluate each client’s specific needs and goals to provide appropriate financing. Matt recognizes the importance of integrity, devotion,
4547 Pine Island Rd, Suite 3, Cape Coral, FL, 33993
Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.
1322 North West 10th Terrace, Cape Coral, FL, 33993
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
