USDA VS FHA in Meridian, Douglas County, CO

In 2025, the USDA loan limit in Meridian, within Douglas county, CO, is $547,400, and the FHA limit for a single-family home is $787,750.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates, identifying the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, ensuring you select the perfect program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Meridian, Douglas, CO

Loan Type Loan Limit Down payment
USDA $547,400 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Exploring USDA and FHA Loan Options in Meridian, CO

The primary aim of Lendersa® is to quickly help you obtain the best USDA or FHA loan without hassle. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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