USDA Vs. FHA your options comparison in Edgewater, Jefferson County, CO

In 2024, USDA loan limit in Edgewater, county of Jefferson, CO is $684,200 while FHA limit is $787,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Edgewater, county of Jefferson, CO

Loan Type Loan Limit Down payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

USDA and FHA loan options in Edgewater, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • AimBank
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  • AT AimMortgage We look forward to putting our mortgage services to work for you! We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
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  • 124 N. Kansas, Frankfort, KS, 66427
  • FNB in Frankfort is in its fourth generation of banking. In 1921, James Kennedy helped charter the organization and became its first president. FNB has survived the Great Depression; the 1980’s and has a great start to the 21st century. The prosperity of our organization has followed the prosperity of our community.
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