USDA and FHA Pro and Con in Edgewater, Jefferson County, CO
For the year 2026, the USDA loan limit in Edgewater, situated in Jefferson county, CO, is set at $684,200. In contrast, the limit set by FHA for a single-family dwelling is $787,750.
Explore Lendersa® USDA loan calculator to evaluate and compare today's best rates for USDA and FHA loans, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, aiding in selecting which program in best fits your financial circumstances.
Loan limits and down payment details for 2026 in Edgewater, Jefferson county, CO
Loan Type
Loan Limit
Down payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Exploring USDA and FHA loan possibilities in Edgewater, CO
The primary aim of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan while minimizing hassle. Begin from one of three starting points to connect with matching lenders and access USDA loan programs.
A USDA home loan is a government-guaranteed loan led by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan option is exclusively available in rural areas. Unlike FHA mortgages, which require a down payment of at least 3.5%, USDA loans have no down payment requirement.
Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.
Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.
We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts.
We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;
IBEW Local 66 Federal Credit Union has been open since 1971. The credit union has assets totaling $10.02 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.
We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
