USDA and FHA Pro and Con in Edgewater, Jefferson County, CO
For the year 2026, the USDA loan limit in Edgewater, situated in Jefferson county, CO, is set at $684,200. In contrast, the limit set by FHA for a single-family dwelling is $787,750.
Explore Lendersa® USDA loan calculator to evaluate and compare today's best rates for USDA and FHA loans, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, aiding in selecting which program in best fits your financial circumstances.
Loan limits and down payment details for 2026 in Edgewater, Jefferson county, CO
Loan Type
Loan Limit
Down payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Exploring USDA and FHA loan possibilities in Edgewater, CO
The primary aim of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan while minimizing hassle. Begin from one of three starting points to connect with matching lenders and access USDA loan programs.
A USDA home loan is a government-guaranteed loan led by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan option is exclusively available in rural areas. Unlike FHA mortgages, which require a down payment of at least 3.5%, USDA loans have no down payment requirement.
4210 Wadsworth Blvd, Suite 302, Wheat Ridge, CO, 80034
Lends in Colorado
Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, FHA Loans, VA Loans, Conventional Loans, and Private money sources and Mountain Mortgage. Local expertise and broad real estate experience.
Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164.
The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212
3700 Tennyson Street, Suite 12070, Denver, CO, 80212
Lends in Colorado
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
Lends in Colorado
We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226
Lends in Colorado
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
Lends in Colorado
Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
