USDA and FHA Pro and Con in Edgewater, Jefferson County, CO

For the year 2025, the USDA loan limit in Edgewater, situated in Jefferson county, CO, is set at $684,200. In contrast, the limit set by FHA for a single-family dwelling is $787,750.

Explore Lendersa® USDA loan calculator to evaluate and compare today's best rates for USDA and FHA loans, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, aiding in selecting which program in best fits your financial circumstances.

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Loan limits and down payment details for 2025 in Edgewater, Jefferson county, CO

Loan Type Loan Limit Down payment
USDA $684,200 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Exploring USDA and FHA loan possibilities in Edgewater, CO

The primary aim of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan while minimizing hassle. Begin from one of three starting points to connect with matching lenders and access USDA loan programs.

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Understanding USDA Loans in CO

A USDA home loan is a government-guaranteed loan led by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan option is exclusively available in rural areas. Unlike FHA mortgages, which require a down payment of at least 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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