USDA and FHA Pro and Con in Edgewater, Jefferson County, CO
For the year 2026, the USDA loan limit in Edgewater, situated in Jefferson county, CO, is set at $684,200. In contrast, the limit set by FHA for a single-family dwelling is $787,750.
Explore Lendersa® USDA loan calculator to evaluate and compare today's best rates for USDA and FHA loans, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, aiding in selecting which program in best fits your financial circumstances.
Loan limits and down payment details for 2026 in Edgewater, Jefferson county, CO
Loan Type
Loan Limit
Down payment
USDA
$684,200
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
Exploring USDA and FHA loan possibilities in Edgewater, CO
The primary aim of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan while minimizing hassle. Begin from one of three starting points to connect with matching lenders and access USDA loan programs.
A USDA home loan is a government-guaranteed loan led by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan option is exclusively available in rural areas. Unlike FHA mortgages, which require a down payment of at least 3.5%, USDA loans have no down payment requirement.
At BestRates Mortgage, where we specialize in residential mortgages. At BestRates Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
North Metro Mortgage Inc is a small mortgage broker focusing on their home town areas of Northglenn, Thornton, Westminster and Broomfield. Our experts specialize in loan programs for the North Denver Suburbs. Our team has over 50 years combined experience to guide you through the entire process.
1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1745 Shea Center Dr, Suite 400, Highlands Ranch, CO, 80129
Buying your first home is one of the best financial decisions you can make! It’s also one of the biggest purchases most people make in their life time. That’s why our financing professionals have partnered with Colorado Grant Programs to help you with making that process easier. Not only will they be able to tell you quickly.
66 West Springer Drive, Suite 202, Highlands Ranch, CO, 80129
Desert Mounatin Financial was founded with the core principals of Transparency, Independence and Accountibilty. We're a multi-state Mortgage Broker providing our valued clients with the lowest rate and fee structure in the industry. We pledge to help our Clients and Referral Partners overcome the traditional roadblocks.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
