USDA Vs. FHA your options comparison in Marlborough, Hartford County, CT

In 2026, the USDA loan limit for Marlborough, located in Hartford, CT, is $336,500, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays results for USDA, FHA, Conforming, and VA loans side by side, aiding your decision for the optimal program in tailored to your personal financial situation.

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Loan Limits and Downpayment Specifications for 2026 in Marlborough, Hartford, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Marlborough, CT

The aim of Lendersa® is to facilitate access to the optimal USDA or FHA loan quickly and with ease. Choose from three starting points that align you with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in CT

The USDA home loan, endorsed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and it is specifically available for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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