USDA and FHA Pro and Con in Ashford, Windham County, CT

For 2026, the USDA loan limit in Ashford, part of Windham, CT, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's prime USDA versus FHA rates, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, ensuring you find the best program in tailored to your financial scenario.

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2026 Loan Limits and Downpayment Requirements in Ashford, Windham, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Ashford, CT

The goal of Lendersa® is to connect you swiftly with the best USDA or FHA loan, without hassle. Opt for one of three starting points to find the right lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, targets rural areas exclusively. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Ashford Lenders

  • Polaris Mortgage Group, LLC
  • 581 Riverside Drive, Thompson, CT, 06255
  • Lends in Connecticut
  • Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!

  • Northeastern Connecticut Healthcare Credit Union
  • 320 Pomfret Street, Putnam, CT, 06260
  • Lends in Connecticut
  • The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.

  • Putnam Bank
  • 40 Main St PO Box 151, Putnam, CT, 06260
  • Lends in Connecticut
  • We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult

  • NorthStar Home Loans, LLC
  • 112 Main Street, Unit 11, Putnam, CT, 06260
  • Lends in Connecticut
  • NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.

  • Global Unity Mortgage
  • 71-1 Wilson Lane, Vernon Rockville, CT, 06066
  • Lends in Connecticut
  • Global Unity Mortgage reduce any unnecessary stress and anxiety. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding you the right loan, with the best rates, terms and costs to meet your unique needs.We are equipped with the latest software, programs and information available the mortgage m

  • Americay Mortgage Corporation
  • 154 Talcottville Road, Vernon Rockville, CT, 06066
  • Lends in Connecticut
  • At Americay Mortgage Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Pro Mac Real Estate and Lender Services
  • 76 Center Street, Waterbury, CT, 06072
  • Lends in Connecticut
  • Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.