USDA and FHA Pro and Con in Mansfield, Tolland County, CT

In 2025, the USDA loan limit within Mansfield, situated in Tolland county, CT, is $336,500, while the FHA limit for a single-family home is set at $472,030.

Utilize Lendersa® USDA loan calculator to evaluate the best current USDA versus FHA rates, understanding the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options to determine which program in aligns with your financial requirements.

Explore loan options from over 100 lenders

Loan Limits and Down Payment Details for 2025 in Mansfield, Tolland, CT

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Mansfield, CT

Lendersa® aims to swiftly secure the most favorable USDA or FHA loan with minimal stress. Select one of three pathways to connect with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

USDA home loans are guaranteed through the U.S. Department of Agriculture, known as USDA rural development loans or mortgages, available exclusively in rural areas. These loans bypass the down payment requirement, unlike FHA loans which demand a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SLO Credit Union
  • 1220 Osos Street, San Luis Obispo, CA, 93401
  • In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.
  • Acquire Mortgage and Real Estate Inc.
  • 1405 Garden Street, San Luis Obispo, CA, 93401
  • Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product
  • Arrona Financial Real Estate Lending
  • 599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
  • Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
  • Bridgepoint Funding, Inc.
  • 3478 Buskirk Avenue, Suite 1000, Pleasant Hill, CA, 94523
  • Bridgepoint Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • United Home Mortgage Corporation
  • 2300 Contra Costa Boulevard, Suite 315, Pleasant Hill, CA, 94523
  • UHM is the first USA mortgage brokerage in Dubai. United Home Mortgage was founded in California in 1994 . Since then the company has earned an outstanding reputation in the marketplace with its clients, financial institutions and banks. The foundation of UHM is unwavering stance on conducting business with the highest ethical standards.
  • Bay Area Integrity Mortgage
  • 391 Taylor Blvd, Suite 110, Pleasant Hill, CA, 94523
  • We are proud to assist both new and existing homeowners with providing all financing options and solutions at our disposal. Whether you are purchasing a new home or need to refinance your existing loan, our commitment is providing the best loan programs and lowest possible interest rates to suit your needs.
  • Financial Network Funding Group Inc
  • 367 Civic Drive, Suite 1, Pleasant Hill, CA, 94523
  • At Financial Network Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Advisor Funding Group
  • 3478 Buskirk Avenue, Suite 1001, Pleasant Hill, CA, 94523
  • "We are committed to work with you and find the best alternative financial mortgage product to achieve your goal of homeownership. In these times of uncertainty where trust is an important factor at AFG we strive for excellence and building your trust as our long time client. We have the product, knowledge and right attitude to provide the result
  • Argus Lending
  • 3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
  • Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan