USDA and FHA Pro and Con in Stafford-Springs, Tolland County, CT

In 2025, the USDA loan limit in Stafford-Springs, situated in Tolland, CT, is $290,200, whereas the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Stafford-Springs, Tolland, CT

Loan Type Loan Limit Down Payment
USDA $290,200 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Stafford-Springs, CT

Lendersa® aims to quickly connect you with the best USDA or FHA loan swiftly and without complication. Choose from three options to find the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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