USDA VS FHA in Stafford-Springs, Tolland County, CT

In 2026, the USDA loan limit in Stafford-Springs, situated in Tolland, CT, is $290,200, whereas the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Stafford-Springs, Tolland, CT

Loan Type Loan Limit Down Payment
USDA $290,200 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Stafford-Springs, CT

Lendersa® aims to quickly connect you with the best USDA or FHA loan swiftly and without complication. Choose from three options to find the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PMG Funding
  • 1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
  • PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
  • LMC HOME LOANS
  • 1794 Oregon Pike, Lancaster, PA, 17601
  • LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.
  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.
  • Cecil County School Employees' Federal Credit Union
  • 203 Booth Street, Elkton, MD, 21921
  • In 1953, many Cecil County school teachers were struggling financially. This was especially true for new hires, since they did not receive their first checks until after a month of teaching. Cecil County School Employees’ Federal Credit Union was formed as a way for them to borrow money for rent and other necessities.
  • Thiokol Elkton Federal Credit Union
  • 55 Thiokol Road, Elkton, MD, 21921
  • Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.
  • Citizens Bank of Cape Vincent
  • 154 Broadway St, Cape Vincent, NY, 13618
  • Citizens Bank of Cape Vincent has been a part of the local community for almost 100 years. We have now grown to 3 locations, serving over 7200 customers throughout the local communities. We provide various products including checking and savings accounts, mortgage loans, automobile loans, certificates of deposit, safe deposit boxes, and more.
  • ServU Credit Union
  • 9823 Science Center Drive, Painted Post, NY, 14870
  • ServU Federal Credit Union is a full service financial alternative to a bank. As a member owned financial cooperative, credit unions are not-for-profit. They function to serve their membership. As a result, credit unions are able to pay back higher dividends on savings and charge lower interest on loans. Money that is made by the credit union
  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.