USDA VS FHA in Willington, Tolland County, CT

For 2025, the USDA loan limit in Willington, Tolland county, CT is $336,500, compared to the FHA limit of $472,030 for a single-family home.

The Lendersa® USDA loan calculator is an excellent tool to compare today's optimal USDA and FHA rates, identifying the income, credit, reserves, and necessary documents required for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you to choose the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Willington, Tolland, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Willington, CT

Lendersa® aims to promptly connect you with the best USDA or FHA loan without any hassle. Choose one of three approaches that can result in a match with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan is specifically available in rural areas. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MutualOne Bank
  • 49 Main Street, Natick, MA, 01760
  • Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
  • QS Private Lending
  • 83 Speen St, Natick, MA, 01760
  • QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia. As one of the oldest and largest private, hard money lenders
  • Allstate Capital Group
  • 1600 Boston-Providence Hwy, Walpole, MA, 02081
  • Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.
  • Lee Bank
  • 75 Park Street, Lee, MA, 01238
  • Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
  • Creative Mortgage Group LLC D|B|A First Capital Lending
  • 441 Oxford Road, Suite 2C, Oxford, CT, 06478
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Back Bay Mortgage Brokers LLC
  • 130 Bellevue Avenue, Newport, RI, 02840
  • Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
  • Wellesley Municipal Employees Credit Union
  • 1 Hollis Street, Suite 105, Wellesley, MA, 02482
  • In 1955, the credit union was founded by our first treasurer - manager; Ethel McNeil. She asked ten town employees to deposit $5.00 each into a savings account. These dedicated members received no dividends in their weekly deposits for a long time.Thus the credit union began with ten members and $50.00 in assets.
  • hmw real estate llc
  • 66 Central Street, Suite 18, Wellesley, MA, 02482
  • We're always looking for new talent to help us expand our pool of Executive Client Services. If you have a true passion for helping others live their dreams, we're where you want to be. We cultivate a selection of unique, stylish, timeless, and modern homes – befitting of our A-list clientele. Dealing in superlatives puts you in rare company.
  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.