USDA Vs. FHA Pro and Con comparison in Blue-Hills, Hartford County, CT

For 2026, the USDA loan maximum in Blue-Hills, located in Hartford, CT, is $310,000, and the FHA limit is $356,362 for a single-family house.

Employ the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates to determine the income, credit, reserves, and paperwork required for eligibility. Our enhanced mortgage calculator displays options for USDA, FHA, Conforming, and VA simultaneously, helping you choose the right program in Alabama for your financial needs.

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Loan caps and down payment standards for 2026 in Blue-Hills, Hartford county, CT

Loan Type Maximum Limit Down Payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA loan solutions in Blue-Hills, CT

The main objective of Lendersa® is to efficiently secure an ideal USDA or FHA loan without unnecessary delay. Choose from these three methods that connect you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in CT

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is strictly for rural areas. A key difference is that, unlike FHA loans which demand at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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