USDA and FHA Pro and Con in Windsor, Hartford County, CT

In 2026, the USDA loan limit in Windsor, located in the county of Hartford, CT, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the most favorable rates available today for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan programs side by side, aiding you in selecting the right option in that suits your financial circumstances.

Explore multiple loan offers from 100 lenders

2026 Loan Limits and Downpayment Needs in Windsor, Hartford County, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Windsor, CT

Lendersa® aims to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Choose from one of three starting points tailored to lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CT

The USDA home loan, assured by the government's Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage, designated exclusively for rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage has the unique advantage of requiring no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Windsor Lenders

  • Horizon Home Mortgage, LLC
  • 34 Bloomfield Ave, Windsor, CT, 06095
  • Lends in Connecticut
  • We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan

  • Asa Federal Credit Union
  • 1 Regency Drive, Bloomfield, CT, 06002
  • Lends in Connecticut
  • At ASA you are not just a number, you are a member. When you become a member, you become part of a family. Our Mission is to exceed our Member's Expectations in our commitment to their financial Success. Asa Federal Credit Union is located in Bloomfield, CT, United States and is part of the Depository Credit Intermediation Industry.

  • Pinnacle Financial Services, LLC
  • PO Box 290, Bloomfield, CT, 06002
  • Lends in Connecticut
  • Pinnacle Financial Services, LLC fast funding since 2005 its aFamily owned boutique private real estate lender serving experienced real estate investors in the CT and Western MA markets with the highest level of integrity, reliability, and efficiency and No Appraisal, Inspection, Loan Servicing or other hidden fees

  • Windsor Locks Federal Credit Union
  • 516 Spring Street, Windsor Locks, CT, 06096
  • Lends in Connecticut
  • Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.

  • Generation2 Mortgage Services
  • 85 Felt Rd, Suite 502, South Windsor, CT, 06074
  • Lends in Connecticut
  • Generation2 Mortgage Services was founded in 2008 as a direct result of the need for simple mortgage solutions for clients needing to purchase or refinance their home. We realized this need as we came from larger lenders; we saw the egregious fees and methodical loan process they put their clients through. Some of the items that we saw were clients

  • Money Market Mortgage LLC
  • 1343 Sullivan Avenue, 2nd Floor, South Windsor, CT, 06074
  • Lends in Connecticut
  • Since 1997 Money Market Mortgage, LLC has been in the business of residential and commercial mortgage origination. We are a company that serves individuals and companies who need a Mortgage Broker and/or Mortgage Lender and have built our business on a deep understanding of the needs of our community.

  • Precision Mortgage
  • 1750 Ellington Road, Bldg. 3, South Windsor, CT, 06074
  • Lends in Connecticut
  • Precision Mortgage, LLC is located in South Windsor, Connecticut and is a full service Mortgage Lender with experienced Mortgage Bankers offering expertise in every area of mortgage needs. We provide mortgage loans from purchase, refinance, renovation, to constrution lending. We are commited to building a strong reputation

  • Bridge Loan Network
  • 75 Gerber Road E, South Windsor, CT, 06074
  • Lends in Connecticut
  • Bridge Loan Network is a leading online marketplace serving the asset-based lending space. We provide a centralized platform that aggregates loans from borrowers and brokers to direct hard money lenders.Bridge Loan Network is a leading online marketplace serving the asset-based lending space. We provide a centralized platform that aggregates loans

  • Hartford Federal Credit Union
  • 964 Asylum Avenue, Hartford, CT, 06105
  • Lends in Connecticut
  • Hartford Federal Credit Union is a community chartered credit union serving all of Hartford, Middlesex, & Tolland counties. The Credit Union is a non-profit financial cooperative owned by its members & governed by a volunteer Board of Directors elected from the membership. The Credit Union has been serving its members'​ financial needs since 1961.